- Merrick Bank Login Tutorial & Info
- Address: 10705 South Jordan Gateway, Suite 200, South Jordan, UT 84095
- Website: http://www.merrickbank.com/
- Telephone Number: 1-800-204-5936
- Headquartered In: Utah
- Founded: 1997 (27 years ago)
- Bank's Rating:
(11 votes, average: 3.00 out of 5)
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Merrick Bank is relatively new having only been founded in 1997. However, this FDIC insured institution has grown quite quickly and is in the top 20 in terms of number of VISA cards issued in the country. The bank also issues MasterCard cards.
For people who deal in RVs, horse trailers and boats for consumers, the bank can also help in the facilitation of financing options.
At the moment, Merrick Bank has 2.4 million cardholders in the U.S. to whom it has currently loaned more than $2.5 billion.
The bank also has special credit programs for people who are looking to improve their credit scores.
Merrick Bank Headquarters
The corporate headquarters of Merrick Bank are currently listed as 10705 South Jordan Gateway, Suite 200. They are located in South Jordan, Utah. This is also the banks only branch since they don’t provide other retail banking services.
The building in which the headquarters are located is a 2 story that was completed in 2000. The building stands on 6.96 acres of land.
Merrick Bank Services
Merrick Bank currently has three main areas of specialization:
- Credit card issuing
- Recreation loans
- Merchant Services
Issuing of credit cards is the banks specialty. It can offer both classic Visa and MasterCard credit cards and it can also offer Secured Visa cards. Secured Visa cards are targeted at people who are looking to improve their credit history.
The bank is also a major player in the provision of loans for the purchase of boats and recreational vehicles for customers who’ve had issues with their credit in the past.
The bank has now taken it a step further and are now lending to people with a history of credit issues who want to purchase horse trailers.
Customers with a questionable credit history can turn to Merrick Bank because they consider:
- Customers with credit scores that go as low as 550
- Customers who’ve filed for bankruptcy
- Customers with a history of Charge offs, collections and judgments
For the dealers, some of the benefits of working with Merrick Bank include:
- A participation fee
- No fees for participating
- Very good terms plus an advance
- Quick funding
- There will be no recourse for the dealer if a customer defaults
The bank’s merchant services are used to enable quick transaction for businesses. The bank provides various options from different sources. This makes it easy for the business owner to work with different payment options.
The banks merchant services come with several key advantages including:
- Dynamic Currency Conversion
- Next-day funding
- Daily reconciliation
- Electronic Funds Transfer
- Online tools etc.
Financial Education
The bank has a financial education center on its website. The aim of this center is to assist adults to know more about their finances, enable them to handle their finances more confidently and better utilize the resources provided by banks.
The financial education starts with the very basics of personal finances before moving on to loans. People are also taught how to use credit cards correctly and how they can build a good credit history for their financial future.
Merrick Bank Headquarters Address
10705 South Jordan Gateway, Suite 200, South Jordan, UT 84095
Lost Credit card
I have been a loyal customer just like the rest of you, good payment history until they (Merrick) decided to become a Mastercard, now my card is frozen and there is no customer service to be had. Supposedly July 4th I was sent a new card which I have not received only to be told not sent yet, starting to hate that I even have this card. BTW Richard can’t be reached. Every is being blamed on Covid 19 except them still being paid, 45 min hold time, rude agent services and a few other issues. Where is the management team of this company
scum
Dropped the stars
I forgot to lower the stars. I wish I could leave a big fat round ZERO
Clown show
I am in the phone with this own show right now. THEY got my name wrong on my account and refuse to fix it. I sent them a copy of my driver’s license and they now day that is not enough, they want a BIRTH CERTIFICATE!!! They are a bunch if damn clowns.
7 year A+ customer is DISGUSTED!!!
Extremely disappointed, actually DISGUSTED with the actions, and then lack of communication when I was told my complaint was escalated to upper management. Let me explain:
I have been an A+ excellent credit card holder for over 7 years. High credit line, always paid on time, and plenty of usage. I received a letter on May 2nd, 2021 that my card had been cancelled due to INACTIVITY! No warning. Hello, we have been in a global pandemic and I have not used my card in about a year; my balance has been zero, is Merrick mad at me because they are not making their 28% interest? Who cancels a 7 year perfect customer for NOT using the card – and with NO WARNING! They did not even notice me with a “hey, you need to use your card in the next 30 days or we will have to close it.” Nope, nothing but a 2 sentence notification letter closing my account. So, I contacted customer service and got a supervisor who claimed to have taken notes and promised to escalate my situation to upper management. I was promised a call in 3-5 days and I am still waiting. Like I said, DISGUSTING to do this to a great customer. This effects my credit score because it now shortens my average length of credit (by my now losing an account that has been open and in good standing for over 7 years). I sure hope someone with half a brain reads this and calls me to explain. Simply horrible to do this to me (or anyone) knowing what we have all been going through!!
Dispute Resolutions
I would appreciate a call from your president, Rick Urrutia regarding a dispute on my CC 6342. I have requested a refund on services paid for ($799.00) but NOT received in October 2020 and still have not received this credit.
I continue to be put off and told this was escalated to upper management yet still NO resolution. I have been more than patient! I am a long time customer of Merrick bank and would expect better customer service!! I have consulted an attorney in this matter and trust to hear from you soon!
NO ADRESS YOU GOT NONE