The CC Bank Blog

Creating a Monthly Budget: 12 Simple Steps + Free Spreadsheet

Monthly Budget Planning and Spreadsheet

Saving money, it’s something we all want to do and more so because saved money means more things we can do.

Not everyone is savvy about saving money and in the long run, it really can put a damper on your financial situation.

As we go through this article you’ll learn more about creating a monthly budget which will include tips to save money, as well as a free spreadsheet to create your own monthly budget!

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43 Powerful Tips for Smart Credit Card Use

Credit Card Tips For Smart Use

Credit cards may have a bad name these days, but in the right hands…

…they can be a powerful tool in your financial arsenal.

Too many cases of people racking up debt have given credit cards a reputation as being an irresponsible and even dangerous way to spend money.

But it doesn’t have to be that way.

Credit cards are actually necessary in today’s society, where everything from renting an apartment to buying a card depends on having a good credit history.

The trick is to spend responsibly and become an educated credit card user.

Educate yourself and you can even learn to use your card to save you money!

Check out our list of tips and tricks to get the most out of your credit card:

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7 Simple Tips to Choose the Best Bank for You

Bank

Choosing a bank can be tough. You work hard for your money, and you’re not going to leave it with just anyone, are you?

Here’s the deal:

Choosing a bank doesn’t have to be complicated, but you do need to put in a bit of effort to ensure you’re getting the service you deserve.

There’s no reason you should have to continue putting up with a bank that provides horrible customer service, hidden fees, and little growth on your investments.

And lucky for you, this guide will expertly walk you through everything you need to know about how to discern a good deal from a bad egg.

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How to Save Money: Cut Expenses on Your Electric Bill

Electricity Saving

We live in a world, which, undeniably, is fuelled and ruled by money.

Our economy is one vicious beast and it is sadly dominated by colossal corporate companies who manage to dodge taxes and avoid bills, rendering the average working family helpless – swimming in a sea of barbarity and sadness, watching the curling waves consume their dreams.

In such a world, it’s safe to say that money is most certainly the root of all evil.

And saving money can often, at times, be rather difficult. Some people save by cutting down on their grocery shopping, others on car insurance and a fair few by just buying less unnecessary items.

You may think that you need those awesomely cool new pair of shoes – but in reality, you don’t. You really don’t.

I am here today to provide you with an extremely useful list. And what is that list you ask?

Let me tell you.

The following list was devised based on the sole purpose of helping people save money on those cruel beasts:

Electricity bills.

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