Houghton State Bank provides personal and business banking services. The bank was established in 1879 and is headquartered in Red Oak, Iowa.
- Branch / ATM Locator
- Website: https://www.houghtonstatebank.com/
- Routing Number: 104901995
- Swift Code: Not Available
- Mobile App: Android | iPhone
- Telephone Number: 888-978-5296
- Founded: 1879 (146 years ago)
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Bank's Rating:
(6 votes, average: 2.33 out of 5)
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Houghton State Bank’s Online Banking service allows its users access and manage their accounts from the convenience of their homes. Online banking is secure, convenient and free to all users. If you have a personal checking or savings account in the bank, consider the guide below on how to enroll, log in and even reset your forgotten password in order to access online banking service.
HOW TO LOG IN
Online banking users can only access the service after providing their login credentials. To login, follow steps outlined below:
Step 1 – Click this link https://www.houghtonstatebank.com/ to access the Houghton State Bank website
Step 2- In the homepage, enter your User ID, then click LOG IN
Step 3- Provide your password, then click SUBMIT
After verifying your credentials, the system will allow you to proceed to your online banking account.
FORGOTTEN PASSWORD / LOGIN ID?
For you to reset/recover your forgotten online banking credentials, you must verify your identity by providing. Please follow the steps shown below to recover your credentials:
Step 1- In the homepage, click Forgot ID/Password link
Step 2- Provide the requested details, then click Submit
The system after validating your identity, it will take you through the remaining steps of resetting or recovering your login credentials.
HOW TO ENROLL
Houghton State Bank customers with a personal checking or savings account can easily enroll for the bank’s online banking service through the steps outlined below:
Step 1- In the homepage, click Enroll button then choose Personal Enrollment link
Step 2- Provide the requested information, then click CONTINUE so that the system can verify your identity and securely enroll you in Online Banking
The online systems will first verify your details and take you through the remaining enrollment steps.
MANAGE HOUGHTON STATE BANK ONLINE ACCOUNT
With Houghton State Bank online banking service, you can
- Access your account from any Internet connection, at any time
- Check account balances, transfer funds, view statements, and pay bills
- Pay off balances or set up automatic payments
- Receive account-activity alerts
- Download account information and activity to Quicken®, QuickBooks® or Microsoft Money®
Federal Holiday Schedule for 2025 & 2026
These are the federal holidays of which the Federal Reserve Bank is closed.
Houghton State Bank and other financial institutes are closed on the same holidays.
| Holiday | 2025 | 2026 |
|---|---|---|
| New Year's Day | January 2 | January 1 |
| Martin Luther King Day | January 20 | January 19 |
| Presidents Day | February 17 | February 16 |
| Memorial Day | May 26 | May 25 |
| Juneteenth Independence Day | June 19 | June 19 |
| Independence Day | July 4 | July 3 |
| Labor Day | September 1 | September 7 |
| Columbus Day | October 13 | October 12 |
| Veterans Day | November 11 | November 11 |
| Thanksgiving Day | November 27 | November 26 |
| Christmas Day | December 25 | December 25 |
