South West Credit was established in 1964 to meet financial needs of the community. It is based in the coastal city of Warrnambool. South-West Credit Union Co-Operative has grown over time to offer various banking products and services.
- Branch / ATM Locator
- Website: https://www.swcredit.com.au/
- Routing Number:
- Swift Code: Not Available
- Mobile App: Android | iPhone
- Telephone Number: 03-5560-3900
- Headquartered In: Outside US
- Founded: 1964 (61 years ago)
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Bank's Rating:
(7 votes, average: 3.71 out of 5)
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Today, Online Banking is among the most cost-effective and convenient banking alternatives available. It offers you secure access to your bank accounts 24/7 at your convenience whether at home, office or abroad. With online banking, you can easily access your account and perform a number of banking transactions without the need to visit your local branch. You can only access the service after enrolling using your account details. The following guide will assist personal account holders at South-West Credit Union Co-Operative access online banking service by showing them how to: log in, reset forgotten password and enroll.
HOW TO LOGIN
Account holders at South-West Credit Union Co-Operative can access their accounts online after providing their login credentials. If you have valid personal online banking credentials, please follow the steps outlined below to log in:
Step 1- Open this link https://www.swcredit.com.au/ to access South-West Credit Union Co-Operative website
Step 2- In homepage, click Internet Banking link to access login page
Step 3- If you are a registered Online Banking user, enter your Client Number and Access Code, then click Login
If your credentials are valid, the system will grant you access to your online banking account.
FORGOTTEN PASSWORD/LOG ID?
Personal online banking users can reset forgotten access code by calling South-West Credit Union Co-Operative on 03-5560-3900. A representative at the institution will take you through the password reset process after validating your account details.
HOW TO ENROLL
To access Online Banking at South-West Credit Union Co-Operative, all you need is your Member Number and Access Code. Follow the steps below to enroll and receive access code:
Step 1- In the login page, click the Register link shown below
Step 2- If you don’t have your Access Code, you can request it using the form below. Please fill in the requested details, then click Submit
After your account details are approved, you will receive your access code.
MANAGE SOUTH-WEST CREDIT UNION CO-OPERATIVE ONLINE ACCOUNT
South-West Credit Union Co-Operative offers the following online banking services:
- View or print account balances and transactions history
- Transfer finances between accounts
- Pay bills through BPAY
- Pay individual or business
- Access to accounts from anywhere in the world, anytime
- View earned or charged interest
- Access electronic statements
Federal Holiday Schedule for 2025 & 2026
These are the federal holidays of which the Federal Reserve Bank is closed.
South-West Credit Union Co-Operative and other financial institutes are closed on the same holidays.
| Holiday | 2025 | 2026 |
|---|---|---|
| New Year's Day | January 2 | January 1 |
| Martin Luther King Day | January 20 | January 19 |
| Presidents Day | February 17 | February 16 |
| Memorial Day | May 26 | May 25 |
| Juneteenth Independence Day | June 19 | June 19 |
| Independence Day | July 4 | July 3 |
| Labor Day | September 1 | September 7 |
| Columbus Day | October 13 | October 12 |
| Veterans Day | November 11 | November 11 |
| Thanksgiving Day | November 27 | November 26 |
| Christmas Day | December 25 | December 25 |
