Central Murray Credit Union Online Banking Login

Central Murray Credit Union Limited began operations as Yarrawonga Credit Union Co-operative Limited in 1972. It was established to help low-income earners neglected by other financial institutions, making it the preferred choice in providing banking services to individuals and businesses within its area of operations. Central Murray Credit Union is based on the banks of the Murray River dividing Victoria and New South Wales and serves communities in North East Victoria and Southern New South Wales.

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Online Banking is perhaps the most convenient means of banking available. Central Murray Credit Union incorporates One Time Password Security Token to ensure secure access to your bank accounts from home, office and even whilst on holidays. With online banking, you no longer have to schedule a visit to the local branch before closing time because through online banking you can access your accounts, 24/7. The following guide will help personal account holders at Central Murray Credit Union access online banking service.


Personal online banking users at Central Murray Credit Union can access their online banking accounts through the simple steps outlined below:

Step 1- In your browser, please open this link https://www.cmcu.com.au/ to access Central Murray Credit Union’s website

Step 2- In the homepage, click the Internet Banking LOGIN link on the right-hand side of the screen shown below to access login page

Step 3- Plese enter your Please enter your Login ID and Password, then click Sign On

If the online banking system validates your online banking credentials, you will be able to access your online banking account.


If you have forgotten your online banking credentials, do not worry. Call customer care at 03-5744-3733 for assistance. Alternatively, you can visit your local branch and the bank will gladly sort out the issue for you.


Central Murray Credit Union takes the protection and security of its customer information, transaction data and privacy very seriously. Accordingly, the institution has put in place a range of security measures to help protect customer personal information and transactions. Thus to protect account holders from fraud, personal account holders at Central Murray Credit Union can enroll for online banking service by visiting the local branch. You can call customer care on 03-5744-3733 for more information.


Personal online banking users at Central Murray Credit Union can conveniently:

  • Transfer funds between your accounts
  • Transfer funds to another account within CMCU
  • Transfer funds to accounts in other financial institutions within Australia
  • Pay bills through BPAY
  • View and print account transactions

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Central Murray Credit Union and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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