First Florida Bank Online Banking Login

First Florida Bank is a true, locally owned and operated financial institution established in 2006 as the Destin First Bank. The bank provides an array of personal and commercial banking services and products to the communities living in Emerald Coast and its neighbors. It is headquartered in Destin, Florida. Customer deposits in the bank are insured by FDIC.

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First Florida Bank Online Banking gives its clients full-time control over their finances more easily. In an effort to make your banking experience as convenient as possible, First Florida Bank offers a variety of services so you can easily access your account anytime, from any place. The bank secures its customer information through bit encryption and SSL Protocol security structures. Consider the instructions below to enroll, log in and reset forgotten login credentials.


Enrolled users of online banking service can log in through the steps below:

Step 1 – Click this link to open the bank website.

Step 2 – In the bank homepage, click Online Banking link.

Step 3 – In the Online Banking Login panel, enter your Username and Password then click Login.

After verification of your login credentials, you will be granted access to your online banking account.


If you are unable to access your First Florida Bank online banking account, do not worry. Follow the guide below to self-retrieve your login credentials:


Step 1 – In the Online Banking Login page, click Forgot Password link

Step 2 – Enter your Phone Number and Username then click Send me a new Password

A new password will be sent via text message.


Step 1 – In the password recovery window, click I forgot my username link

Step 2 – Enter your email address then click Send

Your username will be via Email.


If you are an account holder in First Florida Bank, you are eligible to self-enroll in the online banking service. Follow the steps below to enroll:

Step 1 – In the Online Banking Login page, click New User link.

Step 2 – Fill in the Secure SIgn Up online form and read and accept the terms and conditions then click Complete Sign Up. 

You will be guided through the enrollment process.


Users of the online banking service can:

  • View account balances
  • Make loan payments
  • Access transaction history
  • Access account e-statements
  • Pay bills
  • View images of cleared checks
  • Transfer funds between eligible accounts.

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
First Florida Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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