January 31, 2018 at 6:43 pm #44453ZelterParticipant
With what purpose you have taken credit? I was curious these days, been thinking I need some money immediately, but still not sure if credit is the right option. I see people taking it to buy some stuff, to build their houses, but I also see some great investments. I need a credit because I want to start a small business, but I am still not sure if that is the right option. Any help?February 1, 2018 at 7:34 am #44455TerenceParticipant
I took credit to buy a house, but I already had a great job and I was somehow sure that I will be able to pay it off. Maybe someone who took it for business knows best, but you definitely need to have a great plan if you want it to succeed.February 2, 2018 at 7:39 am #44463ZelterParticipant
I am glad that you had such a security. I am so sure, would like to hear the opinions of people who get into a risk. Although, you are very right about having a proper plan and being stick to it. All best!February 4, 2018 at 7:34 am #44535adamjonesvvParticipant
Well, you know how it is said, if you don’t risk, you cannot profit, right? I started a small business a few years ago. I took a credit for it, of course, because I didn’t have any other source of money to put into it. When I look back now, I cannot even imagine how I went into such a risk with a calm head, but I think that’s exactly what made me succeed. A calm head, a little bit of a bravery, yes…February 6, 2018 at 9:47 am #44625Michelle4yParticipant
I would take a credit when buying a new house, but only if I have a safe job and a great income. I would never take it to risk, but that is just my opinion. Also, I know many people who take cash credits for groceries, literally. I don’t think that is a good idea because when the bill comes, you have already eaten that food and need the new one. I don’t maybe it is just me, but I would not take it because of ”anything”.February 7, 2018 at 7:54 am #44632JohnParticipant
Taking credit for opening a new business is a great idea. Well, if you think that you don’t have money to pay it off, imagine that no one who already has a great investment never takes a credit. In that case, no one in the world would start a new business, and no one could ever make money by himself or herself. Don’t you agree? Of course that everything is a risk, but if you have a good plan, and of course, if you are at least 80% sure that you will succeed, I don’t see the problem.February 8, 2018 at 11:31 am #44802GeorgieParticipant
I took a credit for opening a small company. My wife is a dentist and she wanted her own place. She is very talented and loved within patients, so I knew that would be a perfect investment. I wasn’t in doubt even a bit about it because I knew we will easily pay it off. Of course, now we earn so much extra money with her work.February 9, 2018 at 1:07 pm #44817ZelterParticipant
You, Georgie, have a great point! It doesn’t sound like a risk because your wife already had that job, but not a private one. I think that I will examine that idea a little bit more. Thank you all for your opinions.February 9, 2018 at 2:05 pm #44827JohnParticipant
We gave you the best advice we could. Of course, we don’t know your personality, so you will find your best choice by yourself. If I may admit, I have also read so many interesting stories here and learned a lot! It is very important to hear different stories and different points of views, in that case only, you will be able to make a proper decision. Wish you all the best, and trust me, we all believe that you will succeed!
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