Mercantil Commercebank Online Banking Login

Mercantil Commercebank is a nationally chartered financial institution and among the largest privately owned banks in South Florida. The Bank is headquartered in Coral Gables, Florida. Founded in 1979 in North Miami, Mercantil Commercebank’s aim was to serve the financial needs of neighboring communities. Mercantil Commercebank has 22 banking branches – 15 in South Florida; seven in Houston, Texas, and one loan production office in Manhattan, New York.

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Personal online banking service from Mercantil Commercebank allows customers to conduct their daily banking activities while taking advantage of the various self-serving options without the need of visiting any banking center or waiting in queue. The following guide is meant to help Mercantil Commercebank customers enroll, login and recover online banking credentials.


For account holders in Mercantil Commercebank to access the online banking service, they must provide online banking credentials. Here are the login steps:

Step 1- Open this link in  your browser to access Mercantil Commercebank website

Step 2- In the homepage, click the Personal Online Banking tab shown below to access the login page


Step 3- Please enter your User ID in the highlighted field, then click Login


The system will validate your User ID before taking you to the password-entry page


Online banking customers in Mercantil Commercebank can recover their forgotten User ID through the following steps:

Step 1- In the Login page, click Forgot your User ID? link shown here


Step 2- To begin the User ID retrieval process, provide the requested identity verification details (personal identification number you used when you opened your personal account) and personal account number at Mercantil Commercebank, then Click Continue


The system will allow you proceed after validating your information.


Mercantil Commercebank allows account holders to enroll for online banking. To enroll, please follow these steps:

Step 1- In the Login page, click the Not enrolled yet? Enroll today! link shown here


Step 2- To enroll in Online Banking, please provide your personal account number at Mercantil Commercebank and personal identification number you used when you opened your personal account, then click Continue


The online banking system will validate your details before allowing you finish the remaining enrollment steps.


These are the features online banking customers in Mercantil Commercebank enjoy:

  • Access Bill Pay and e-Bills
  • Access Paperless Statements and Notifications
  • Transfer funds between your accounts
  • Set up automatic loan payments
  • Send a wire transfer

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Mercantil Commercebank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25


  1. Rosa Mickel

    I am and cd owner. I need to have acces to my accont

  2. Carmen Cammarata

    Im a account and cd. Owner need to have electronic acces to my account….

  3. Varmen Cammarata

    Im a account and cd. Owner need to have electronic acces to my account….


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