Mercer County State Bank Online Banking Login

Mercer County State Bank is a Locally owned and operated community bank established in 1893 as Mercer County Bank. It was later rebranded to Mercer County State Bank when it joined with Sandy Lake Bank. It serves the financial needs of its customers through 10 branch locations with headquarters in Sandy Lake, Pennsylvania.

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Mercer County State Bank online banking provides its customers with a fast and easy way of accessing their finances. Online banking gives a customer full-time access to their bank account at the comfort of their home, office or on the go. Online banking enables you to pay bills online, make fund transfers, re-order checks and much more.  It is secure, reliable and convenient to any customer with a web-enabled device and access to the internet. Consider the simple instructions below to enroll, log in and reset forgotten password.

HOW TO LOG IN

If you are enrolled in online banking service, follow the steps below to log in:

Step 1 – Click this link https://www.mcsbank.bank/  to access the institution website

Step 2 – In the bank homepage, select Personal Online Banking and enter your Access ID then click Login

Step 3 –Enter your Password then Submit

After verification of your login credentials, the online banking system will give you access to your account.

FORGOTTEN PASSWORD/LOG ID?

Any customer who is using Mercer County State Bank Online Banking service is able to edit his/her login credentials. Follow the steps below to reset your login password:

Step 1 – Login using your Access ID then click Forgot Password when prompted to enter a password.

Step 2 – Enter your Access ID, last 4 digits of your Tax ID Number and email address then Submit. 



Once your details are validated in the database, a new password will be emailed to you.

HOW TO ENROLL

Any customer with a checking, loan or saving account in Mercer County State Bank is eligible to enroll and enjoy online banking benefits. To enroll kindly contact the bank customer care at 800-376-7015. Alternatively, you can visit the bank premises with the relevant credentials for enrollment. Once your account is created you will be notified through a welcome email with your login credentials.

MANAGE MERCER COUNTY STATE BANK ONLINE ACCOUNT

Enrolled users of Mercer County State Bank Online Banking can:



  • Transfer funds between accounts
  • Check account balance
  • View transaction history and account statements
  • Make loan payments
  • Pay bills
  • Schedule payments or transfer
  • Make loan payments

Federal Holiday Schedule for 2025 & 2026

These are the federal holidays of which the Federal Reserve Bank is closed.
Mercer County State Bank and other financial institutes are closed on the same holidays.

Holiday 2025 2026
New Year's Day January 2 January 1
Martin Luther King Day January 20 January 19
Presidents Day February 17 February 16
Memorial Day May 26 May 25
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 3
Labor Day September 1 September 7
Columbus Day October 13 October 12
Veterans Day November 11 November 11
Thanksgiving Day November 27 November 26
Christmas Day December 25 December 25

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