MIDFLORIDA Credit Union Online Baking Login

MIDFLORIDA Credit Union started in 1954 as Polk County Teachers Credit Union. From meager beginning, MIDFLORIDA Credit Union grew to 38 branches.

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MIDFLORIDA Credit Union Online Baking  offers you 24 hour, worldwide access to your bank accounts. The guide below shows the processes involved in accessing your accounts online, resetting forgotten password and enrolling for online account.


To access your online account, you need valid login credentials. These steps here will guide you access your account on PC:

Step 1-  In the browser, click or enter https://www.midflorida.com/ to open MIDFLORIDA Credit Union website

Step 2- In the institution’s homepage, enter your User ID, then click the Login


If the User ID is valid, you will proceed and enter your password


Are you having issues remembering your password or User ID? Please follow the following steps to reset password or receive username:

Recovering User ID

Step 1- In the homepage, click the Forgot User ID link shown below


Step 2- Please provide your member number and the last 4 digits of your SSN, then click the Send My User ID button


After the credentials are verified, you will receive an email with your User ID

Resetting password

Step 1- In the institution’s homepage, click the Forgot Password link shown below


Step 2- Please provide your User ID, then click ‘Forgot My Password’ button


Once verified, you will be able to reset it


For any person to be eligible for MIDFLORIDA Credit Union’s online account, he or she must be an account holder at the institution. Then follow these steps:

Step 1- In the homepage, click the Sign up link shown here


Step 2- Now, click the ‘I have my PIN and I’m ready to establish a new User ID and Password’ link shown below


Step 3- Fill in the Online Services Enrollment form, then click Continue


After authentication, you will be able to proceed and set up your online account


As a client with online account at MIDFLORIDA Credit Union, you can:

  • See current balances and history of your account
  • Transfer money  between accounts
  • Make and Schedule MIDFLORIDA loan payment
  • Download account information
  • Process Stop Payment requests
  • Receive eNotices and online tax forms
  • Send secure email messages to MIDFLORIDA’s Help Desk

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Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
MIDFLORIDA Credit Unio and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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