Optum Bank (HSA) Online Banking Login

Online Banking from Optum Bank (HSA) allows individuals and families to have more control in their own health care spending. If you have a health savings account (HSA) with Optum Bank, you have a number of ways of paying for qualified medical expenses. The service is accessible 24/7. The following guide will take you through the steps involved when you want to login, reset forgotten password and enroll for online banking.

HOW TO LOGIN

For you to access your online banking password, please follow these steps:

Step 1- Use this link https://www.optumbank.com/ to access Optum Bank website

Step 2- In the homepage, click the Log In button shown below

Step 3- Please enter your User Name and Password in the shown fields, then click Login

The bank after approving your login credentials, it will grant you access to your online account.

FORGOTTEN PASSWORD/ LOGIN ID?

Recover User Name

Step 1- Follow the first two steps in the How To Login section

Step 2- Click the Forgot Username link shown below

Step 3- Please enter your Last Name, Email Address and Date of Birth in the highlighted fields, then click Submit

The bank will give you your username after approving your identity.

Reset Password

Step 1- Follow the first two steps in the How To Login section

Step 2- Click on the Forgot / Change Password link shown below

Step 3- Please enter your User Name, Last Name and E-mail Address in the shown fields, then click Continue

Once the bank establishes your identity, it will allow you to reset your password.

HOW TO ENROLL

Optum Bank allows health savings account holders to enroll for online banking. Here are the login steps:

Step 1- In the homepage, click on the ENROLL NOW button to proceed

Step 2- Evaluate the required details to enroll, then click CONTINUE to proceed

Step 3- Fill in the Health Savings Account Enrollment form, then click CONTINUE

After the bank approves your information, it will activate your account.

MANAGE OPTUM BANK ONLINE ACCOUNT

Optum Bank allows you enjoy the following services:

• Pay on-the-spot at a doctor’s office, pharmacy or other health care facility
• Send payments directly to health care providers, pharmacy, or other payees
• Pay doctor or other provider bill
• Withdraw funds from an ATM

Federal Holiday Schedule for 2025 & 2026

These are the federal holidays of which the Federal Reserve Bank is closed.
Optum Bank (HSA) and other financial institutes are closed on the same holidays.

Holiday	2025	2026
New Year's Day	January 2	January 1
Martin Luther King Day	January 20	January 19
Presidents Day	February 17	February 16
Memorial Day	May 26	May 25
Juneteenth Independence Day	June 19	June 19
Independence Day	July 4	July 3
Labor Day	September 1	September 7
Columbus Day	October 13	October 12
Veterans Day	November 11	November 11
Thanksgiving Day	November 27	November 26
Christmas Day	December 25	December 25

Login Instructions for Other Banks (See all)

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