Optum Bank (HSA) Online Banking Login

Optum Bank began operations in 2003, in Salt Lake City, Utah. The bank began as Exante Bank, before it changed its name to OptumHealth Bank in 2008 and later on to Optum Bank in 2012.

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Online Banking from Optum Bank (HSA) allows individuals and families to have more control in their own health care spending. If you have a health savings account (HSA) with Optum Bankyou have a number of ways of paying for qualified medical expenses. The service is accessible 24/7. The following guide will take you through the steps involved when you want to login, reset forgotten password and enroll for online banking.


For you to access your online banking password, please follow these steps:

Step 1- Use this link https://www.optumbank.com/ to access Optum Bank website

Step 2- In the homepage, click the Log In button shown below


Step 3- Please enter your User Name and Password in the shown fields, then click Login


The bank after approving your login credentials, it will grant you access to your online account.


Recover User Name

Step 1- Follow the first two steps in the How To Login section

Step 2- Click the Forgot Username link shown below


Step 3- Please enter your Last Name, Email Address and Date of Birth in the highlighted fields, then click Submit


The bank will give you your username after approving your identity.

Reset Password

Step 1- Follow the first two steps in the How To Login section

Step 2- Click on the Forgot / Change Password link shown below


Step 3- Please enter your User Name, Last Name and E-mail Address in the shown fields, then click Continue


Once the bank establishes your identity, it will allow you to reset your password.


Optum Bank allows health savings account holders to enroll for online banking. Here are the login steps:

Step 1- In the homepage, click on the ENROLL NOW button to proceed


Step 2- Evaluate the required details to enroll, then click CONTINUE to proceed


Step 3- Fill in the Health Savings Account Enrollment form, then click CONTINUE


After the bank approves your information, it will activate your account.


Optum Bank allows you enjoy the following services:

  • Pay on-the-spot at a doctor’s office, pharmacy or other health care facility
  • Send payments directly to health care providers, pharmacy, or other payees
  • Pay doctor or other provider bill
  • Withdraw funds from an ATM

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Optum Bank (HSA) and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

1 comment

  1. Eleanor M. Saenz

    Good afternoon. I filled out the form but it would not take me to a page where I can create a userword or password. Am I doing something wrong. I spoke with Norma but she states that I have to wait until after the review. But in the meantime can I create a user & pass word.


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