Rural Bank Online Banking Login

Rural Bank formerly Elders Rural bank was established in 2000. It is a public banking company specialized in agribusiness banking. It is a subsidiary of Bendigo and Adelaide Bank Limited which operates independently. The bank is headquartered in Adelaide, South Australia.

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Rural Bank offers reliable, convenient and easy to access internet banking service. Internet banking allows you to access as well as manage your bank accounts anytime, at the convenience of your home, office or anywhere in the globe given you have internet access. This system is secured with multilayer security systems. Consider the guide below on how to enroll, log in and reset forgotten password.


Online banking users can access their bank accounts online through the steps outlined below:

Step 1 – In your PC browser, open this link to access the bank website

Step 2 – In the bank homepage, under Internet Banking click Login

Step 3 – Enter your Access ID, Password and authentication key (optional) then click Logon

You can access your online banking account after verification of your login credentials.


Rural Bank has prioritized the safety of client information over the years. For the same security reason, the bank does not allow individual online banking users to self-reset the login password when forgotten. To regain access to your account, you need to visit any Rural Bank branch location near you or contact the online banking team at 1300-651-839 during working hours. After approval of your details, a new password will be emailed to you.


Rural Bank does not allow its customers to self-enroll in online banking service. If you have a checking or savings account in the bank and you wish to join the online banking community, feel free to visit any branch office near you or contact the bank customer care at 1300-651-839. Once your account is set up, you will be notified and you will receive login details.


When you enroll for online banking service at Rural Bank, you are allowed to:

  • Check loan and deposit account balances
  • Access eStatements
  • Transfer funds between accounts
  • Set up account alerts
  • Schedule transfers or payments
  • Pay bills online

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Rural Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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