Southern Cross Credit Union Online Banking Login

From its humble beginnings to meet financial needs of Tweed Valley banana growers in 1966, Southern Cross Credit Union expanded to be a multi-million dollar business offering financial services to customers across Far North Coast of New South Wales and around Australia. It is among the longest established credit unions based in Northern Rivers community. Its head quarter is in NSW, Australia.

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Online Banking at Southern Cross Credit Union through the NetBanking platform allows account holders access and manage their accounts whenever it suits them. To access online banking service, you must enroll using your account details. The service eliminates the need to visit your local branch whenever you need to make banking transactions. The following guide will help personal account holders in Southern Cross Credit Union access online banking service by assisting them login, recover forgotten login credentials and enroll.


At Southern Cross Credit Union, you can only access the online banking service after providing your online banking credentials. To login, please follow the steps outlined below:

Step 1- Click this link to access Southern Cross Credit Union’s website

Step 2- In homepage, click NETBANKING tab to access the login page

Step 3- Enter your customer number and password, then click Login now 

If the login credentials are correct, the system will allow you access your online banking account.


To recover your forgotten online banking password, please notify the institution on 1300-360-744. One of the friendly staff will take you through the password reset process after authenticating your account details.


To access online banking service at Southern Cross Credit Union, you must register for the service. To enroll, please follow the steps outlined below:

Step 1- In the login page, click REGISTER FOR NETBANKING link

Step 2- Fill in the requested details in the NetBanking and e-Statements Registration Form and accept  the terms and conditions, then click Send 

Within 24 hours after submission of your form (Excluding Weekends and Public Holidays), you will be contacted by one of the bank staff with your Netbanking password. You would not be able to use NetBanking until you are contacted.


Southern Cross Credit Union through its online banking service allows you to:

  • View account details, balances and payments at a glance
  • Pay bills swiftly and easily
  • Add extra level of security with a one time password

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Southern Cross Credit Union and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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