Founded in 2012, Upstart has become a reliable online lender that connects both borrowers and investors to make credit regardless of an individual’s credit history. Borrowers can borrow what they can afford and use the cash in whatever they want.
- Website: https://www.upstart.com/
- Mobile App: Not Available
- Telephone Number: 1-855-438-8778
- Headquartered In: California
- Founded: 2012 (13 years ago)
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Company's Rating:
(5 votes, average: 3.20 out of 5)
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Upstart is an online lender dedicated to making it possible to acquire a personal loan even with a bad credit score. It gives loans regarding your income and not how your credit score is. The payday loans are processed faster as compared to when applying in a bank. The online application process ensures that you can manage your account from anywhere making it flexible for customers to borrow cash.
How to log in
Customers will need an active account to borrow a loan with Upstart. It takes a few minutes to register and create an account. Assuming you are an existing customer, you can use the steps below to login:
Step 1: Visit the link https://www.upstart.com/
Step 2: Go to the Login space and click on it.
Step 3: Put in your account email and password details. Click the Login button as shown below.
How to retrieve a lost password
A password can be forgotten or lost. You may also want to change it for the security of your account. You can do this through:
Step 1: At the Login space, you will find the Forgot your Password phrase. Click on this phrase.
Step 2: Click on the box to verify you are human. (Sometimes the box may not appear)
Step 3: Insert the email to your account and click submit to change your password.
How to apply for a loan
With existing customers, they only have to login, and then they can apply for a loan from their accounts. However, non-customers have to register before they can apply for a loan. It entails the following:
Step 1: Still on the Upstart homepage, select the purpose of the loan and then click the Check your Rate button.
Step 2: Put how much you want to borrow, your personal information, education level, income source, credit score, and create an account.
Step 3: Click agree and see your rate.
Your loan will be reviewed before it is approved.
Manage your Upstart account online
Once you have an Upstart online account, you can perform different tasks with ease. It equips you to access all the actions an Upstart customer can perform. The benefits will entail:
- Secure and fast online application.
- Low borrowing rates
- No penalty for early loan repayment
