First Niagara Bank Routing Numbers & Wire Transfer

    First Niagara Bank is among the largest financial service providers in the Northeast. The bank was established in 1870 and its headquarter is in Buffalo, New York. The bank operates in New York, Pennsylvania, Connecticut and Massachusetts.

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ROUTING NUMBERS

First Niagara Bank can be identified in the US through its routing number.

The First Niagara Bank routing number is 222370440.

WHERE TO FIND ON A CHECK

Locating First Niagara Bank routing number on the check is very easy.

The image below will show you where you can find it at the bottom of the check.

trustco-check

HOW TO WIRE MONEY

Wire transfer is the quickest way of receiving and sending funds in your First Niagara Bank account.

First Niagara Bank customers can receive both domestic and international wire transfers.

SWIFT Code plays an essential role if you want to receive an international wire transfer.

The transfer process starts when the sending financial institution receives the recipient’s bank account information.

Domestic Wire

Domestic wire transfers in First Niagara Bank take 24 hours to clear.

To receive domestic wire transfer, provide the sending financial institution with the following information.

  • Bank Name – First Niagara Bank
  • Routing Number – 222370440
  • Address of Bank – Buffalo, New York
  • Beneficiary’s Name – Your full name
  • Beneficiary’s Account Number – Your First Niagara Bank account number

International Wire

First Niagara Bank is not a member of SWIFT Network hence it cannot receive direct wire international transfers.



However, the bank uses The Bank of New York Mellon as its correspondent bank in the United States.

Below is the needed information:

  • Wire to – The Bank of New York Mellon
  • Swift Code – IRVTUS3N
  • Beneficiary Bank – First Niagara Bank 
  • Address of Bank – Buffalo, New York
  • Account number – 8901025461
  • Customer’s Name – Your full name
  • Customer’s Account Number – Your First Niagara Bank account number

Wire Transfer Fees for First Niagara Bank

International and Domestic Wire Transfer fees differ in First Niagara Bank depending on whether they are incoming or outgoing.

Here is the breakdown:



International Wire Transfers – $15 for each incoming transaction and $40 for each outgoing transaction.

Domestic Wire Transfers – $15 for each incoming transaction and $25 for each outgoing transaction.

1 comment

  1. Melissa

    I received a check with the First Niagara logo but the bank’s address was not on the check. The correct route number is on the lower left area. Is this a legal check from First Niagara?

    Reply

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