First Niagara Bank Online Banking Login

First Niagara Bank is among the largest financial service providers in the Northeast. The bank was established in 1870 and its headquarter is in Buffalo, New York. The bank operates in New York, Pennsylvania, Connecticut and Massachusetts.

Build your credit with Kikoff

With Online Banking from First Niagara Bank, you spend less time at the bank or contemplating when checks have cleared. Through online banking, you have instant access to your bank accounts online, anytime, anywhere. The following guide will show you the steps First Niagara Bank customers follow to login, recover forgotten Login ID and enroll for online banking.


For you to access your online banking account, please follow these steps to enter you login credentials:

Step 1- Open this link to access First Niagara Bank website

Step 2- In the homepage, enter your Login ID in the shown field, then click on the Sign In button


Step[ 3- Please answer your security question in the highlighted area, then click Continue


The bank will prompt you to enter your password before you can access your account.


Online who are unable to recall their Login ID can recover it by following these steps:

Step 1- In the homepage, click on the Forgot ID link shown here


Step 2- Under Personal customers  section, click Forgot my Login ID shown below


Step 3- Please enter your Social Security Number and your Online Banking Password, then click Continue


The bank after approving  the information you provide, it will display your Login ID.


If you are a customer in First Niagara Bank who wishes to enroll for online banking, please consider these enrollment steps:

Step 1- In the homepage, click on the Set up my online account link shown here


Step 2- Click the Personal link shown below


Step 3- Please enter your Social Security Number, Access Code, Date of Birth and review the agreement and tick the shown checkbox, then click on the Agree and Next button


The bank will prompt you through the remaining enrollment steps.


First Niagara Bank customers enjoy the following features of Online Banking:

  • Check account balances
  • Monitor pending transactions
  • Enter stop payments
  • See  images of cleared checks
  • Transfer funds between accounts
  • Configure reminders and alerts

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
First Niagara Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

1 comment

  1. Louise Young

    I was a FN customer at the Lehighton branch. I’m looking for bank statements from late 2012 thru early 2014. Would you be able to access them. Key only goes back to 2016.


Leave a Comment

Login Instructions for Other Banks (See all)