Lake Trust Credit Union Routing Numbers & Wire Transfer

    Lake Trust credit union is all about enabling each of its members to grow strong financially through the provision of low cost banking services and attractive interest rests for investment products. With over 163,000 members and $1.5 billion in assets that has been growing over 100 years, it is a true testament to its commitment to strengthen its members and the community.

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ROUTING NUMBERS

Successful processing of wire transfers by Federal Reserve Banks in the US involves the use of routing numbers. Lake Trust Credit Union allows account holders to receive domestic and international wire transfers after providing Lake Trust Credit Union routing number.

Lake Trust Credit Union routing number is 272078268.

WHERE TO FIND ON A CHECK

Lake Trust Credit Union customers can easily find the bank’s routing number at the bottom left section of the check.

Below is a dummy check image that highlights where to find the routing number on the bottom of your check.

HOW TO WIRE MONEY

Any wire transfer in the US involves the use of routing number for domestic wire transfers, while swift code is used for incoming international wire transfers.

To send or receive money from abroad into your Lake Trust Credit Union account in the US, the sending bank will ask for Lake Trust Credit Union swift code.

Wire transfers attract a processing fee.

Domestic Wire Transfers

To receive domestic wire transfers into your Lake Trust Credit Union account via domestic wire transfer, please provide the sending financial institution the following information to start the wire transfer:

  • Bank Name – Lake Trust Credit Union
  • Routing Number – 272078268
  • Address of Bank – Old US Highway 23 Brighton, MI 48114
  • Beneficiary’s Name – Your name
  • Beneficiary’s Account Number – Your Lake Trust Credit Union account number

International Wire Transfers

Lake Trust Credit Union is not a member of the international swift code network that allows international wire transfers to be directly deposited in the customer accounts. Thus, the sending international financial institution needs a correspondent bank in the US to wire the funds to before the funds are transferred to Lake Trust Credit Union via domestic wire transfer.

The following details will be needed by the correspondent:

  • Bank Name – Lake Trust Credit Union
  • Routing Number – 272078268
  • Address of Bank – Old US Highway 23 Brighton, MI 48114
  • Beneficiary’s Name – Your name
  • Beneficiary’s Account Number – Your Lake Trust Credit Union account number

Wire Transfer Fees for Lake Trust Credit Union

At Lake Trust Credit Union, International and Domestic outgoing Wire Transfers attract a processing fee.



Here is the fee breakdown:

International Wire Transfers – $0 for each incoming transaction and $35 for each outgoing transaction.

Domestic Wire Transfers – $0 for each incoming transaction and $20 for each outgoing transaction.



3 comments

  1. Michele Whitney

    How do I go about receiving a wire transfer?

    Reply
  2. Fabian Suarez

    What information is needed to do wire transfer to an out of state credit union?

    Reply
  3. Darin Boosmier

    Nice SWI instructions

    Reply

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