Optum Bank Routing Numbers & Wire Transfer

    Optum Bank began operations in 2003, in Salt Lake City, Utah. The bank began as Exante Bank, before it changed its name to OptumHealth Bank in 2008 and later on to Optum Bank in 2012.

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ROUTING NUMBERS

Routing numbers in the US uniquely identify financial institutions when processing transfers. Optum Bank enables account holders to receive domestic and international wire transfers after providing the sending financial institution the necessary details along with Optum Bank routing number.

Optum Bank’s ABA Routing Number is 124384877.

WHERE TO FIND ON A CHECK

Optum Bank routing number can be found at the bottom of the check next to your account number.

Below is a sample check that shows where to look it up at the bottom of the check.

HOW TO WIRE MONEY

Account holders at Optum Bank can send or receive money from abroad into their accounts in the US.

Optum Bank like other financial institutions in the US, it makes use of routing numbers to send or receive domestic wire transfers and swift code to receive international wire transfers.

To receive international wire transfers, the recipient must provide Optum Bank swift code along with other details to the sending bank/financial institution.

Usually, a processing fee is charged for incoming and outgoing wire transfers.

Domestic Wire Transfers

Optum Bank account holders can receive domestic wire transfers into their accounts. For this to happen, please provide the sending financial institution or individual with the following information:

  • Bank Name –  Optum Bank
  • Routing Number – 124384877
  • Address of Bank – 2525 Lake Park Blvd, Salt Lake City, UT 84120
  • Beneficiary’s Name – Your name
  • Beneficiary’s Account Number – Your Optum Bank account number

International Wire Transfers

Optum Bank does not have a swift code. Thus, to receive international wire transfers into your Optum Bank account, the funds will pass through a correspondent bank in the US that will forward to you via domestic wire transfer through the following details:

  • Bank Name –  Optum Bank
  • Routing Number – 124384877
  • Address of Bank – 2525 Lake Park Blvd, Salt Lake City, UT 84120
  • Beneficiary’s Name – Your name
  • Beneficiary’s Account Number – Your Optum Bank account number

Wire Transfer Fees for Optum Bank

Optum Bank imposes a processing fee for outgoing and incoming International and Domestic Wire Transfers. For more information on the charges applied, please call customer care center at 1-866-234-8913 during business hours.



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