Summit Credit Union Routing Numbers & Wire Transfer

    Summit Credit Union is a not-for-profit founded that provides all types of banking services such as loans, savings and investment products to its members.

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ROUTING NUMBERS

In the United States, banks have unique 9-digit numbers that identify each one in transactions between banks.

Please use the number shown here if you’re asked for Summit Credit Union’s routing number, or ABA number: 275979034. 

WHERE TO FIND ON A CHECK

Your Summit Credit Union check has your routing number at the bottom.

To know where you can find it on your check, have a look to the sample check below.

trustco-check

HOW TO WIRE MONEY

For foreign wire transfers, Summit Credit Union lacks a Swift Code, IBAN or other international routing code, nor does it have a correspondent bank.

However, customers are able to receive domestic wire funds directly in their Summit Credit Union account through its routing number.

International financial institution sending the funds will need a US corresponding bank, which in turn will transfer the money to Summit Credit Union.

Domestic Wire

Summit Credit Union allows customers to receive domestic wire transfers directly in their accounts.

To receive the funds, give the sending financial institution the following information:

  • Bank Name – Summit Credit Union
  • Routing Number – 275979034
  • Address of Bank – Greensboro, NC
  • Beneficiary’s Name – Your name as it appears in your statement
  • Beneficiary’s Account Number – Your full Summit Credit Union account number

International Wire

Summit Credit Union doesn’t have a swift code to facilitate international wire transfers, the sending international financial institution needs a correspondent bank in the US to wire the funds to before transferring them to Summit Credit Union using its routing number.

The sender should receive the following details about the correspondent bank



  • Wire to –
  • Address –
  • Routing number

Include the following information about the beneficiary

  • Bank Name – Summit Credit Union
  • Routing Number – 275979034
  • Address of Bank – Greensboro, NC
  • Beneficiary’s Name – Your name as it appears in your statement
  • Beneficiary’s Account Number – Your full Summit Credit Union account number

Wire Transfer Fees for Summit Credit Union

Summit Credit Union deducts a fee for each outgoing wire transfer.

Here is the fee break down

International Wire Transfers –  $0 for each incoming transaction and $35 for each outgoing transaction.



Domestic Wire Transfers – $0 for each incoming transaction and $15 for each outgoing transaction.

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