Atlantic Coast Bank Online Banking Login

Atlantic Coast Bank was founded in 1939 as a Credit Union. The bank now operates from 11 financial service Centers with headquarters in Waycross, Georgia. It is a subsidiary of Atlantic Coast Financial Corporation.

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Atlantic Coast Bank offers reliable online banking service to enables its customers to access and manage their finances anytime, anywhere. The service is completely free and customers’ credentials are protected from identity theft and frauds through multi-layer security system. If you have an account in the bank, follow the guide to enroll, log in and reset forgotten password.


If you are registered user in online banking service, follow steps below to Login:

Step 1 – Open this link in your computer browser.

Step 2 – Please enter Your Account Login ID then click Go.


Step 3 – Enter your Password then click Sign On


If your login credentials are correct, you will be allowed to access your account.


If you have accidentally forgotten your Login credentials, do not worry since Atlantic Coast Bank lets you self-reset them. Follow the simple guide below to reset your password and retrieve your Sign-On ID:

Reset forgotten Password

Step 1 – Login in using your Sign-on ID and when prompted to enter a password click Forgot your Password link


Step 2 – Enter your Sign-on ID and email address then click Continue.


If your Sign-On ID and email address match your database file, one-time password will be emailed to you. Enter it in the new page and a new password will be set and emailed to your thereafter.

Retrieve your Username

Step 1: In the bank homepage, click Sign-On recovery link


Step 2 – Click Feedback option and send a feedback message stating your request to the Support Desk and include your official name.


You will be contacted shortly to verify your identity and thereafter your Sign-On ID will be emailed to you.


If you have a checking or savings account in Atlantic Coast Bank follow the steps below to enroll in online banking service:

Step 1 – Click Enroll Now link in the bank homepage.


Step 2 – Select Enroll a Person link to start the enrollment process.


Step 3 – Review the NetTeller Access Agreement then click Accept at the bottom


Step 4 – Enter all fields in the enrollment form correctly then click Continue


Your information will be verified and once approved you will be allowed to proceed and set you Sign on credentials and thereafter review all your data before submitting.


Atlantic Coast Bank online banking platform allows its users to:

  • Check account balance
  • View account transaction history
  • View and print account statements
  • Transfer funds

Video Instructions

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Atlantic Coast Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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