Bay State Savings Bank Online Banking Login

Bay State Savings Bank was established in 1895 and is headquartered in Worcester, Massachusetts. The bank has branches in Auburn, Holden, and Worcester.

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Bay State Savings Bank’s Online Banking service gives you full-time access to your financial accounts from the convenience of your home or office. Online banking is reliable, convenient and accessible anytime, anywhere provided your PC is connected to the internet. If you have a checking or savings account in the bank, follow the simple guide below to enroll, log in and even reset your forgotten password to access personal online banking service.


Online banking users must provide their login credentials to access online banking service. To log in, follow the steps outlined below:

Step 1- Click this link to open the Bay State Savings Bank website

Step 2- In the homepage, click the E-Banking Service tab

Step 3- Click Access My Account link to access login page

Step 4- Provide your Username and click Login 

Step 5- Enter your Password and click Log In 

Once the system approves your login credentials, you will be directed to your online banking account page.


If you are unable to recall your online banking password, please feel free to reset it through the steps outlined below:

Step 1- Follow the first 4 steps outlined in  How To Log In section above and when requested to provide your password, click Forgot Your Password? link

Step 2- Provide the requested details in the Forgot Password form, then click Submit 

After the system approves your details, you will be able to reset your online banking password.


Bay State Savings Bank’s personal accounts holders can self-enrol for the bank’s online banking service through the steps outlined below:

Step 1- Follow the first 3 steps in the How To Log In section above, then click Register for Personal » link

Step 2- Review the Online Banking Agreement, then click I Agree button

Step 3- Fill the Registration form, then click Submit 

The system will allow you proceed after validating your account details.


Online banking service at Bay State Savings Bank allows users to:

  • View your account balances
  • Transfer funds between accounts
  • Access account summary
  • Access eStatements
  • Pay bills online

Federal Holiday Schedule for 2022 & 2023

These are the federal holidays of which the Federal Reserve Bank is closed.
Bay State Savings Bank and other financial institutes are closed on the same holidays.

Holiday 2022 2023
New Year's Day December 31 January 2
Martin Luther King Day January 17 January 16
Presidents Day February 21 February 20
Memorial Day May 30 May 29
Juneteenth Independence Day June 20 June 19
Independence Day July 4 July 4
Labor Day September 5 September 4
Columbus Day October 10 October 9
Veterans Day November 11 November 10
Thanksgiving Day November 24 November 23
Christmas Day December 26 December 25

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