Ciera Bank Online Banking Login

Ciera Bank is a state chartered full-service community bank established in 1890. It provides financial and banking services and products to the communities in North Central Texas area. It operates in 8 bank branch locations with headquarters in Graham, Texas.

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Ciera Bank’s online banking service acts as a virtual bank branch to all its customers. Any online banking customer can do all banking from the comfort of his/her home or office. The internet banking service makes banking easy with 24-hour access to your bank account. This service is fast, user-friendly and free to all customers. Consider the simple guide below on how to enroll, log in and recover forgotten password


Online banking users can follow the steps below to log in:

Step 1 – Click this link to access the bank website

Step 2 – In homepage, enter your Username then click Login

Step 3 – Enter your password then Submit

After approval of your login credentials, you will be allowed to access the online banking service


If you are having difficulties accessing the online banking service, kindly follow the steps below to reset your password:

Step 1 – In the homepage, please click Forgot Password link

Step 2 – Enter your Access ID, last 4 digits of your TIN then Submit

The details you have submitted will first be verified and a new password sent to you upon approval.


If you have a checking or savings account in Ciera Bank, follow the steps below to enroll in online banking service:

Step 1 – In the bank homepage, click New User link

Step 2 – Fill in the First Time User Authentication form, select account type and review the terms and conditions then Submit

Your details will first be verified and thereafter be allowed to proceed with the enrollment process.


Registered online banking users at Ciera Bank are allowed to:

  • View up to date account balance
  • Pay bills online
  • View deposits and checks cleared
  • View an image of your check
  • Retrieve and receive online statements
  • Receive E-Mail Alerts
  • Communicate securely with the bank officials

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Ciera Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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