Citizens Bank of Northern Kentucky Online Banking Login

A subsidiary of Farmers Capital Bank Corporation, Citizens Bank of Northern Kentucky first opened its doors in October 1993. We presently have seven convenient locations throughout Campbell, Kenton and Boone counties, which offer a complete range of financial services and investment opportunities.

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At Citizens Bank of Northern Kentucky enjoy the same experience of online banking on your PC, tablet or smart phone. In the next section, we will take you through Online Banking Login procedure, show you how to Login, how to reset the password, and create an online banking account.


As a customer, you can easily and securely sign into your Citizens Bank of Northern Kentucky online banking account from anywhere. To log in, simply follow the steps shown below:

Step 1- Open your browser and go to

Step 2- Enter your user ID at upper left section of the homepage and click Log-In:


Step 3- Enter your Password and click Submit:


If the User ID and Password are correct, you will be able to access your online account directly.

Note: User ID and Password are case sensitive. Make sure that you’re using the right case.


Bank of Northern Kentucky is unable to grant entry via lost password at this time. Please contact your financial institution to reset your password. Or simply visit one of their branches.


To enroll in Online Banking, you must first have a Citizens Bank of Northern Kentucky checking account. To open an account, visit your local branch or call 859-384-5420 or 859-442-7600. If you already have a Citizens Bank account, follow the instructions below:

Step 1- Go to Citizens Bank of Northern Kentucky homepage and click Enroll Now:


Step 2- Click on the link to start enrollment process:


Step 3- Enter your Login, Personal and Security information:


Step 4- Next, on the same page enter your Account information, read Agreement and provide your full name and date, then click Submit Enrollment:


You will receive your secure access code, by phone, to log in to your online account.


Citizens Bank of Northern Kentucky Online Banking provides you the convenience and flexibility to manage your funds remotely. Bank when and where you want with Citizens Bank’s Online Banking. Once you enroll for online banking, you can do the following:

  • View account transactions
  • Pay bills
  • Transfer funds
  • Make expedited payments
  • And much more…

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Citizens Bank of Northern Kentucky and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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