Elgin State Bank Online Banking Login

Elgin State Bank is a locally managed banking facility established in 1930. The bank offers personal and commercial banking services to the communities in Iowa. It is a wholly owned subsidiary of Kellonto Bankshares Corp. It is headquartered in Elgin, Iowa.

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Elgin State Bank Online Banking service helps you track and control your finances, all from the comfort of your home or office. The platform is designed to save you time and money, Online Banking allows you access to your bank accounts via the Internet. You can look up current balances, transfer money between accounts and much more. Follow the guide below to enroll, log in and reset forgotten password.


Any user with an online banking account can log in through the steps below:

Step 1 – Open this link http://www.elginstatebank.com/ to access the bank website on your Smartphone or PC browser.

Step 2 – In the Online Banking section, click Community Banking; Personal Online Banking link

Step 3 – In the login page, enter your User ID then click Continue

Step 4 – Click Continue with Security Code to proceed with OTP

Step 5 – Choose how to receive the OTP code then click Continue

Once your code is verified, you will be allowed to access your online banking account.


Unfortunately, the Elgin State Bank online systems do not use password security protocol. The one-time password security code acts as a basic password but is normally valid for a single login session. If you are having challenges accessing your online banking account, please contact the customer care at 866-792-2099 or visit any bank branch near you.


Any customer with a checking,  savings or deposit account in Elgin State Bank is suitable to enroll in online banking service. Follow the steps below to begin:

Step 1 – In the login page, click Sign Up link

Step 2 – Select your bank account type and review and accept the Online Banking and Bill Payment Agreement and Disclosure then click Continue. 

Step 3 – enter the online banking enrollment details then click Continue

After validation of your details in the bank systems, you will be guided thruogh the enrollment process.


Any enrolled user of Elgin State Bank online banking service can:

  • Review account activity
  • View real-time bank balances
  • Transaction Sorting and Filtering
  • Place stop on checks
  • Schedule recurring transfers and payments
  • Make fund transfers
  • Enroll and retrieve account eStatements

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Elgin State Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

1 comment

  1. Brandi Salwolke

    The online banking has not been working for several days now. First of all, its so hard to see with the new back round and second of all, it will not log me in for some reason. Just keeps saying, “working” but it’s not. PLEASE HELP resolve the issue.


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