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First Capital Bank Online Banking Login

First Capital Bank is a privately owned banking institution founded in 2003. It offers personal and commercial banking services and products. The bank operates 2 full-service branch locations, online banking and telephone banking. It is headquartered in Germantown, Tennessee. The bank deposits are insured by FDIC.

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First Capital Bank reliable, fast and user-friendly online banking service. The service allows you to access your accounts conveniently and securely, whether at home, office or driving. Your bank accounts are always at your fingertips, anytime anywhere with online banking platform.  Consider the detailed instructions below on how to enroll, log in and reset forgotten password.


If you are enrolled in online banking service, follow the guide below to enroll:

Step 1 – Click this link to access the institution website.

Step 2 – In the bank homepage, click Online Banking link

Step 3 – Enter your Login ID then click Validate 

Step 4 – Click Continue with Security Code link for security verification purposes.

Step 5 – Select how you want to receive the security code then click Continue

Once the code is accepted, you will be allowed to enter your password and access your account.


For security purposes, First Capital Bank does not allow customers to self-reset their passwords. The one-time security code is more convenient since it is normally valid for single login and is used to reset forgotten password. If you are unable to access your account, kindly contact the bank customer care at 901-737-5453.


Any customer with an account in First Capital Bank is suitable to enroll and enjoy online banking service. Follow the steps below to sign up for the service:

Step 1 – In the bank homepage, please click Enroll Now link

Step 2 – Fill in your personal information correctly and select your state then click Proceed

Your details will be submitted for verification purposes and upon approval be guided through the enrollment process.


Enrolled users of First Capital Bank online banking service can:

  • View balances history and account transactions
  • Pay bills online
  • Transfer funds between accounts
  • View loan balances
  • See images of cleared checkS
  • Set up email and text alerts
  • Make loan payments
  • Make external transfers

Holiday Schedule for 2020 & 2021

These are the federal holidays of which the Federal Reserve Bank is closed.
First Capital Bank and other financial institutes are closed on the same holidays.

Holiday 2020 2021
New Year's Day January 1 January 1
Martin Luther King Day January 20 January 18
Presidents Day February 17 February 15
Memorial Day May 25 May 31
Independence Day July 4 July 4
Labor Day September 7 September 6
Columbus Day October 12 October 11
Veterans Day November 11 November 11
Thanksgiving Day November 26 November 25
Christmas Day December 25 December 25

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