First National Bank of Northern California Online Banking Login

First National Bank of Northern California was initially known as First National Bank of Daly City before it changed its name to First National Bank of Northern California in 1995. The bank was established in 1963 and is based in South San Francisco, California. It has branch locations in Daly City, Pacifica, Millbrae/San Bruno, San Mateo, Redwood City, Half Moon Bay, Pescadero, San Francisco, Marina, Battery Street, and Sunnyvale, California.

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First National Bank of Northern California offers online banking service as a virtual way of accessing and managing your finances. The online banking service allows you to access all you accounts from the comfort of your home, workplace or on the road. It allows you to pay bills, pay loans, view account balances and much more. It is secured through multi-layer security structures backed up by bit encryption frameworks. Consider the detailed instructions below to enroll, log in and reset forgotten password.

HOW TO LOG IN

If you are enrolled in the online banking platform, kindly follow the steps below to log in:

Step 1- Click this link https://www.fnbnorcal.com/ to access the First National Bank of Northern California website in your browser

Step 2- In the homepage, choose Personal Online Banking and provide your Access ID, then click Sign On 

Step 3- Provide your password, then click Submit 

After verification of your login credentials, you will be allowed to access the online banking service.

FORGOTTEN PASSWORD/LOGIN ID?

If you are unable to access your First National Bank of Northern California online banking account, kindly follow the steps below to reset your login password:

Step 1- Login using your Access ID and when requested to provide your password, click Reset Password link

Step 2- Provide your Access ID, Last 4 Digits of Tax ID Number and Email Address, then click Submit 



You will receive a temporary password via your email address.

HOW TO ENROLL

Any customer with an eligible account in the First National Bank of Northern California, is suitable to enroll for the online banking service. Follow the steps below to self-enroll for the service:

Step 1- In the homepage, click Personal link just below the First Time Enrollment for Online Banking section



Step 2- Review the Personal Online Banking Agreement and Disclosure, then choose Yes, I Agree radio button and click Continue 

Step 3- Provide the requested details, then click Submit. Note: Access ID = Account Number, Password = Last 4 digits of SSN

After your details are submitted and verified, you will be allowed to proceed with the enrollment process.

MANAGE FIRST NATIONAL BANK OF NOTHERN CALIFORNIA ONLINE ACCOUNT

First National Bank of Northern California provides the following online banking features:

  • View account and loan balance information
  • Transfer funds between First National Bank of Northern California accounts
  • Make loan payments or loan advances
  • View and print your previous and current month account statements
  • Retrieve image statements
  • View cancelled check images
  • Search transaction history by check number, amount or date
  • Issue stop payments

Federal Holiday Schedule for 2025 & 2026

These are the federal holidays of which the Federal Reserve Bank is closed.
First National Bank of Northern California and other financial institutes are closed on the same holidays.

Holiday 2025 2026
New Year's Day January 2 January 1
Martin Luther King Day January 20 January 19
Presidents Day February 17 February 16
Memorial Day May 26 May 25
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 3
Labor Day September 1 September 7
Columbus Day October 13 October 12
Veterans Day November 11 November 11
Thanksgiving Day November 27 November 26
Christmas Day December 25 December 25

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