First National Bank of Waterloo Online Banking Login

First National Bank of Waterloo is a full-service community bank established in 1912 as The First National Bank of Waterloo. It provides a wide range of commercial and personal banking services and products to its customers through 9 banking centers serving Central and Southern Illinois. It is a division of  First Waterloo Bancshares, Inc. The bank is headquartered in Waterloo, Illinois.


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First National Bank of Waterloo online banking core goal is to ease the daily banking needs of the customers. It is a virtual platform that allows the customers to view account balances, pay bills remotely, receive account alerts and much more.This service is accessible 24-hours a day, 7 days a week from the customer’s comfort. Online banking uses SSL Protocols and bit encryption to ensure internet security to its users. Consider the instructions below to enroll, log in and reset a forgotten password.


Log in through these steps:

Step 1 – Click this link to access the bank website.

Step 2 – In the Online Banking section, enter your User ID then click Login. 

Step 3 – Verify your personal image and enter your password then click Submit. 

Once your logins are verified, you will be granted access to the online banking service.


If you are unable to access your First National Bank of Waterloo online banking account, kindly follow the steps below to self-reset your login password:

Step 1 – Login using your User ID then click Reset Password link when prompted to enter a password.

Step 2 – Enter your FNB Online Banking ID, email address and email subject then click Continue. 

A new password will be sent via Email under the set email subject.


If you are an account holder in First National Bank of Waterloo, follow the steps below to self-enroll in the online banking service:

 Step 1 – In the online banking section, click Sign Up Today link.

Step 2 – Review the Internet Banking Agreement and Disclosure then click I Agree. 

Step 3 – fill in the Submittable enrollment form and sign the consent statement then click Submit. 

After validation of your details, your account will be set up and be notified through a welcome email.


Once enrolled in the online banking service, a customer can:

  • Place stop on payments
  • View images of cleared checks
  • Transfer funds
  • View transaction history and account balances
  • Make loan payments
  • Pay bills
  • Schedule future or recurring payments

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
First National Bank of Waterloo and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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