FMS Bank Online Banking Login

FMS Bank was initially known as Fort Morgan State Bank before it changed its name to FMS Bank in 2012. The bank was established in 1982 and is headquartered in Fort Morgan, Colorado with an extra branch in Greeley, Colorado.

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FMS Bank offers a secure and easy way of accessing and managing your accounts through its online banking service. Online banking service gives you full-time access to your accounts anytime, anywhere. All personal account holders need is access to the internet and a checking or savings account in the bank. Consider the guide below on how to enroll, log in and reset forgotten password to access personal online banking service.


Personal online banking service is accessible by individuals who have valid online banking credentials. To log in, please follow the steps outlined below:

Step 1- Open this link to access the FMS Bank website

Step 2- In the homepage, enter your Username and Random Code, then click Sign On 

Step 3- Answer your security question, then click NEXT

After the system approves your credentials, you will be able to proceed and access your online banking account.


Individuals who are unable to recall their online banking security question can bypass it through the steps outlined below:

Step 1- Follow the first 2 steps in the ‘How To Login’ section above and when requested to answer your security question click on the Send Me a Bypass Code then choose the way you want to receive the bypass code

Step 2- After you receive the bypass code, click Enter My Bypass Code

Step 3- Provide your bypass code, then click NEXT 

The system will allow you to proceed and access your online banking account after validating your details.


Any customer with a personal checking or savings account in FMS Bank can easily enroll for the bank’s online banking service. If you did not sign up when you opened your account, please call the customer care at 970-867-3319 to enroll and receive your username and password.


FMS Bank provides the following online banking services:

  • View your account information for multiple accounts
  • View, download and print your account statements
  • View, print or save images of your cancelled checks
  • Transfer funds between eligible accounts
  • Make loan payments
  • Free bill pay for business and personal accounts

Holiday Schedule for 2020 & 2021

These are the federal holidays of which the Federal Reserve Bank is closed.
FMS Bank and other financial institutes are closed on the same holidays.

Holiday 2020 2021
New Year's Day January 1 January 1
Martin Luther King Day January 20 January 18
Presidents Day February 17 February 15
Memorial Day May 25 May 31
Independence Day July 4 July 4
Labor Day September 7 September 6
Columbus Day October 12 October 11
Veterans Day November 11 November 11
Thanksgiving Day November 26 November 25
Christmas Day December 25 December 25

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