Frederick County Bank Online Banking Login

Frederick County Bank is an independently owned community bank established in 2001 by a group of local business leaders. The bank offers a wide range of personal banking products and services, loans, and lines of credit and business products. The bank operates 5 full-service branch locations, several ATM points and online banking platform. It is headquartered in Frederick, Maryland.

Build your credit with Kikoff

Frederick County Bank Online Banking service is secure, state-of-the-art online banking solution to customers’ daily banking needs. It enables a customer to access their personal FCB accounts 24 hours a day, any day of the week from any location using a browser and Internet connection. Online Banking platform allows a customer to pay bills, review account activities and much more. Consider the simple instructions below to enroll, log in and reset forgotten password.


Enrolled users of online banking platform can log in through the steps below:

Step 1  – Click the link to access the bank website on your Smartphone or PC browser.

Step 2 – In the Online Banking section, click Personal Login 

Step 2 – Enter your Username then click Sign On

Step 3 – Click Continue with Security Code to proceed with OTP security code.

Step 4 – Choose how to receive the OTP code then click Continue 

Once the code is verified, you will enter your password and be able to access your online banking account.


If you are unable to access your Frederick County Bank online banking account, kindly follow the steps below to reset your login password:

Step 1 – In the login page, click Reset your Password link

Step 2 – Enter your Username, SSN/TIN and account number then click Continue

A new password will be emailed to you. Use it to log in and set a preferred password.


If you have an account in Frederick County Bank, please follow the steps below to enroll in the online banking platform:

Step 1 – In the bank homepage, click Enroll: Personal link

Step 2 – Select your account type and provide the requested details to confirm your identity then click Continue enrollment

You will be guided through the enrollment process.


Any enrolled user of Frederick County Bank online banking service are able to:

  • View your balances
  • Get account activity and transaction details
  • View check images
  • Transfer funds between eligible  accounts
  • Pay bills online
  • Receive  email and mobile alerts and notifications
  • Make advances from pre-approved personal lines of credit
  • Make stop payment on checks requests

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Frederick County Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

Leave a Comment

Login Instructions for Other Banks (See all)