Mutual Savings Bank Online Banking Login

Mutual Savings Bank was founded in 1890 as Mutual Building and Loan Association before it changed its name in 1994. In recent years, the bank has steadily grown adding two extra branches in Franklin as well as locations in Nineveh and Trafalgar. The head office is in Franklin, Indiana.

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Mutual Savings Bank’s online banking provides an easy way of conducting your banking from the comfort of your home or anywhere provided you have internet access. Online banking frees you from the hassle of making sure you visit the bank. If you are an account holder in Mutual Savings Bank, you can enroll and enjoy the services provided by the online banking platform. The guide below will show how to login, reset forgotten password and enroll for the online banking service.


This applies to individuals who have legitimate online banking credentials. Please follow this guide if you have your online banking login credentials:

Step 1- To access Mutual Savings Bank website go to

Step 2- In the homepage, enter your Username and Random Code that appears below the Personal Button, then click Personal 

Step 3- Answer your challenge question, then click Next 

The system after authenticating your credentials, it will allow you access online banking features to manage your accounts.


Mutual Savings Bank doesn’t provide a way of resetting or recovering your forgotten online banking credentials. So, if you have problems recalling them, please call the bank customer care at 317-736-7151 for assistance.


Any customer with a checking or savings account in Mutual Savings Bank can follow the steps outlined below to enroll for the online banking service:

Step 1 – In the homepage, click First time personal user – click here link

Step 2- Review the online banking features, then click Let’s Get Started

Step 3- Now, review the terms & conditions and accept them by ticking the shown check box, then click Next 

Step 4- Provide the requested details, then click Next 

The system will validate your credentials before you can complete the enrollment.


Mutual Savings Bank’s online banking features include:

  • View account balances
  • Transfer funds
  • Schedule recurring payments
  • Download account information
  • View account statements and receive e-statements
  • Pay bills

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Mutual Savings Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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