Oconee State Bank Online Banking Login

FDIC approved a community bank by the name Oconee State Bank in 1959 and opened its doors for business in 1960. Today, the bank has 3 full-service branches in Oconee County, GA. The bank is headquartered in Watkinsville, Georgia.

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Oconee State Bank understands that convenience is key to its customers. Thus, its online banking services is meant to help you access your account information anytime, anywhere. The bank’s safe and secure Online Banking solution brings the bank right to your fingertips. The guide below will help personal account holders access online banking service.


For online banking users to access online banking service, they must provide online banking credentials. To login, follow the outline shown below:

Step 1- Within your browser, click the link https://www.oconeestatebank.com/ to access Oconee State Bank’s website

Step 2- In homepage, enter your User ID and Password in the shown field, then click Login

Your credentials after validation, you will be granted access to the service.


If you’re unable to access online banking service because you’ve forgotten your online banking password, please follow the steps outlined below to reset it:

Step 1- In homepage, click Reset Password link shown below

Step 2- 

The system will take you through rest of the password-reset process after validating your details.


If you have your personal account in Oconee State Bank, please follow the guide below to enroll for online banking service:

Step 1- In homepage, click Enroll link to initiate the enrollment process

Step 2- Review the Online Agreement, then click I Agree

Step 3- Please provide your Account Number and Social Security Number in the shown field, then click Continue

The online system after validating your account details, will allow you proceed and finalize the enrollment.


Features of Oconee State Bank’s Online Banking include:

  • Access to real-time balances
  • View Current account activity
  • Access check images & periodic statements
  • Download account information into financial software
  • Transfer funds between accounts
  • Ability to activate or cancel your debit card
  • Accss account alerts

Holiday Schedule for 2020 & 2021

These are the federal holidays of which the Federal Reserve Bank is closed.
Oconee State Bank and other financial institutes are closed on the same holidays.

Holiday 2020 2021
New Year's Day January 1 January 1
Martin Luther King Day January 20 January 18
Presidents Day February 17 February 15
Memorial Day May 25 May 31
Independence Day July 4 July 4
Labor Day September 7 September 6
Columbus Day October 12 October 11
Veterans Day November 11 November 11
Thanksgiving Day November 26 November 25
Christmas Day December 25 December 25

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