Owen County State Bank Online Banking Login

Owen County State Bank provides personal and commercial banking services. The bank was established in 1934 and is headquartered in Spencer, Indiana.

Build your credit with Kikoff

Owen County State Bank provide their customers with excellent banking experience and personal service, they are known for valuing their customers and working towards their customers financial goals. In the following section, you’ll find the bank’s online banking login procedure and it will show you how you can reset your password in case you forgot it and create an online banking account if you are new to the bank.


Accessing your Owen County State Bank online account is easy. You can do so as long as you have an internet connection. To Log in, proceed as follows.

Step 1- Open your web browser and go to http://www.ocsbank.com/

Step 2- In the homepage, enter your User ID, then click Login 

Step 3- Click Continue with Security Code to proceed with a one-time security code

Step 4- Choose how you want to receive the security code, then click Continue 

If your login credentials are approved, you will access your online banking account.


If you happen to forget your online banking credentials, please feel free to call customer care at 812-829-4811 to request for assistance recovering or resetting them.


Are you an account holder in Owen County State Bank? Consider the steps outlined below to enroll for the bank’s online banking service:

Step 1- In the homepage, click Enroll Now to begin the enrollment process

Step 2- Provide the requested information, then click Continue Enrollment to verify your identity

After your information is approved, you will proceed to setup your account.


Discover the ultimate convenience in banking with the following online banking features:

  • Get balances on Checking, Savings, Money Market Savings, Certificate of Deposit and Loan accounts
  • View recent account activity, such as deposits, withdrawals, loan payments and Debit Card/ATM transactions
  • See if checks have cleared
  • Transfer funds between various Deposit and Loan accounts
  • Export transactions in QuickBooks WebConnect (QBO), Comma Separated Value (CSV), Money Active Statement (OFX) format
  • Pay your bills
  • Pay anyone anytime

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Owen County State Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

Leave a Comment

Login Instructions for Other Banks (See all)