Rio Bank Online Banking Login

Rio Bank began operations in 1985. Rio Bank is based in communities along the Mexican border in South Texas. The bank operates in eight locations.

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Rio Bank Online Banking is among the easiest and most convenient means of carrying out your banking transactions. You can track your banking transactions 24 hours a day, provided you have Internet access. Below is a simple guide on how to login, reset forgotten password and enroll for the online service.


Only valid Rio Bank Online Banking account holders can access the online system. Please follow these steps to login:

Step 1- Click here to open the bank’s website

Step 2- In the homepage, please enter your Access ID, then click Login


Step 3- Please enter your Password, then click Submit


Upon validation, you will access your online banking account


As an online banking user,  you can reset your forgotten password by first verifying your identity through providing your Access ID, Last 4 Digits of Tax ID Number and Email Address. Please follow the steps reset it:

Step 1- Click the ‘Forgot Password’ link in the homepage or in the password page


Step 2- Please enter your Access ID, Last 4 Digits of Tax ID Number and Email Address, then click Submit


You will receive your password in your account email address


Rio Bank allows people to self-enroll for its online banking service, provided they have an account in the bank.

Step 1- Please click the First Time User link in the bank’s homepage


Step 2- Please review the Online Access Agreement, then scroll down and click I Agree in the Personal/Business section


Step 3- Please fill in the First Time Login form with your Rio Bank Account Number as your Access ID and Telebanc Password as your password, then proceed to select your Account type and click Submit.


After your credentials are approved, you will have created your online banking account


Online Banking at Rio Bank allows you to:

  • Transfer money between Rio Bank accounts
  • See current transactions, check images and deposit slips
  • See up to 24 months of bank statements
  • Issue stop payments on checks
  • Pay loan payments
  • See and set up alerts
  • Export both previous and current transactions into your preferred finance management software

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Rio Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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