Silvergate Bank Online Banking Login

Silvergate Bank was initially known as Silvergate Thrift And Loan Company before it changed its name to Silvergate Bank in 1997. The bank was established in 1988 and is headquartered in La Jolla, California. It has branches in Carlsbad, Escondido, La Jolla, La Mesa, and Lancaster, California.

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Silvergate Bank Online Banking allows account holders access their accounts whenever they like. The free service lets you check balances, transfer funds, pay bills, and much more — anytime, anywhere, online. You also can easily upload account info to personal finance software for better budgeting. You can start banking from the comfort of home. The service accessible 24/7. The following guide will help personal account holders access online banking service by helping them log in, reset/recover forgotten login credentials and even enroll for the service.


Online banking users at Silvergate Bank must provide their online banking credentials before they can access their online banking accounts. To log in, please follow steps shown below:

Step 1- To access Silvergate Bank’s website, open this link

Step 2- In the homepage, click ONLINE BANKING button to access the login panel

Step 3- Enter your User ID, then click LOGIN 

Step 4- Click Continue with Security Code to proceed with a one-time security code

Step 5- Choose how to receive the one-time security code, then click Continue 

The system will grant you access to your online banking account after validating your credentials.


For security reasons, Silvergate Bank doesn’t allow online banking users to reset or ever recover forgotten online banking credentials via the internet. If you ever experience problem accessing your online banking account as a result of forgotten online banking credential, please feel free to call Online Banking service at 800-391-5190 for assistance.


To take advantage of all the benefits of Silvergate Bank online account, you will need to create an account. You must be an account holder at the bank to open an online banking account. Here are the steps you need to successfully enroll:

Step 1- In the login panel, click Enroll Now link

Step 2- Select your account type, read and accept online disclosures and agreement, then click Continue 

Step 3- Enter your account information for verification purposes, then click Continue 

Once the platform approves your account details, you will be notified.


Online banking service at Silvergate Bank allow users to perform the following:

  • Access estatements
  • View account balances and history
  • Transfer funds between accounts
  • Customize alerts

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Silvergate Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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