South Ottumwa Savings Bank Online Banking Login

South Ottumwa Savings Bank was established in 1903 and has its headquarter in Ottumwa, Iowa with extra offices in Ottumwa, West Liberty, and Hedrick, Iowa.

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South Ottumwa Savings Bank Online Banking allows you to track your finances wherever you are, day or night. The online banking platform is secure and convenient for individuals who want to transact on the go. Online banking is accessible to customers who have enrolled for the service. Below is a guide on how South Ottumwa Savings Bank customers can enroll, login and reset forgotten password.


If you are an existing online banking customer at South Ottumwa Savings Bank, please follow these steps to login:

Step 1- Open this link to access South Ottumwa Savings Bank website

Step 2- In the homepage, enter your Username, then click SIGN IN

Step 3- Answer your security question, then click Submit 

You will be able to proceed after the system approves your credentials.


If you have problems remembering your online banking credentials, consider resetting or recovering them through these steps:

Reset Password

Step 1- In the homepage, click FORGOT PASSWORD link in the ONLINE BANKING LOGIN section

Step 2- Enter user name, then click Submit to begin password reset process

The system will take you through the rest of the password reset process.

Recover Username

Step 1- In the homepage, click  FORGOT USERNAME link in the ONLINE BANKING LOGIN section

Step 2- Enter your Email Address, then click Submit 

The system will email your username, after validating your email address.


Any customer with a personal checking or savings account in South Ottumwa Savings Bank can follow the steps below to enroll for its online banking service:

Step 1- In the homepage, click NEW USER?  link in the ONLINE BANKING LOGIN section

Step 2- Fill the requested details in the enrollment form, then click Next 

After your credentials are approved, the bank will set up your account.


With online banking service you can:

  • Check account balances
  • Review your statements
  • Reconcile your accounts
  • Transfer money between accounts
  • Make loan payments
  • Print activity statement

Federal Holiday Schedule for 2022 & 2023

These are the federal holidays of which the Federal Reserve Bank is closed.
South Ottumwa Savings Bank and other financial institutes are closed on the same holidays.

Holiday 2022 2023
New Year's Day December 31 January 2
Martin Luther King Day January 17 January 16
Presidents Day February 21 February 20
Memorial Day May 30 May 29
Juneteenth Independence Day June 20 June 19
Independence Day July 4 July 4
Labor Day September 5 September 4
Columbus Day October 10 October 9
Veterans Day November 11 November 10
Thanksgiving Day November 24 November 23
Christmas Day December 26 December 25

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