South Ottumwa Savings Bank Online Banking Login

South Ottumwa Savings Bank was established in 1903 and has its headquarter in Ottumwa, Iowa with extra offices in Ottumwa, West Liberty, and Hedrick, Iowa.

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South Ottumwa Savings Bank Online Banking allows you to track your finances wherever you are, day or night. The online banking platform is secure and convenient for individuals who want to transact on the go. Online banking is accessible to customers who have enrolled for the service. Below is a guide on how South Ottumwa Savings Bank customers can enroll, login and reset forgotten password.


If you are an existing online banking customer at South Ottumwa Savings Bank, please follow these steps to login:

Step 1- Open this link to access South Ottumwa Savings Bank website

Step 2- In the homepage, enter your Username, then click SIGN IN

Step 3- Answer your security question, then click Submit 

You will be able to proceed after the system approves your credentials.


If you have problems remembering your online banking credentials, consider resetting or recovering them through these steps:

Reset Password

Step 1- In the homepage, click FORGOT PASSWORD link in the ONLINE BANKING LOGIN section

Step 2- Enter user name, then click Submit to begin password reset process

The system will take you through the rest of the password reset process.

Recover Username

Step 1- In the homepage, click  FORGOT USERNAME link in the ONLINE BANKING LOGIN section

Step 2- Enter your Email Address, then click Submit 

The system will email your username, after validating your email address.


Any customer with a personal checking or savings account in South Ottumwa Savings Bank can follow the steps below to enroll for its online banking service:

Step 1- In the homepage, click NEW USER?  link in the ONLINE BANKING LOGIN section

Step 2- Fill the requested details in the enrollment form, then click Next 

After your credentials are approved, the bank will set up your account.


With online banking service you can:

  • Check account balances
  • Review your statements
  • Reconcile your accounts
  • Transfer money between accounts
  • Make loan payments
  • Print activity statement

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
South Ottumwa Savings Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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