Spencer Savings Bank is a full service community bank with headquarters in Elmwood Park, NJ. The bank was founded in 1893 as Saddle River Township Building and Loan Association. Spencer Savings Bank history and values are rooted to the values of neighborhoods in Northern New Jersey.
- Branch / ATM Locator
- Website: https://www.spencersavings.com/
- Routing Number: 221271951
- Swift Code: Not Available
- Mobile App: Android | iPhone
- Telephone Number: 1-800-363-8115
- Headquartered In: New Jersey
- Founded: 1893 (132 years ago)
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Bank's Rating:
(5 votes, average: 2.40 out of 5)
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Technology allows you secure access to your account information anytime, anywhere through Spencer Savings Bank’s Online Banking service. Online Banking provides the flexibility of paying your bills online, accessing account details and much more. The following guide will assist personal account holders in Spencer Savings Bank access online banking service.
HOW TO LOG IN
Online banking users in Spencer Savings Bank can access the service after providing their login credentials. To log in, follow the guide below:
Step 1- Open this link https://www.spencersavings.com/ in your browser to access Spencer Savings Bank website
Step 2- In the homepage, please click the Online Account Access tab and provide your User ID and Password in the shown field, then click Log In
The system will grant you access after validating your login credentials.
FORGOTTEN PASSWORD/LOG ID?
Online banking customers in Spencer Savings Bank can recover their login credentials through the the following steps:
Reset Password
Step 1- Click the Forgot Password link shown below
Step 2- Please enter your online banking phone number and Username in the shown fields, then click Send me a new password
The online banking system will allow you reset your password after validating your credentials.
Recover Username
Step 1- Click the shown Forgot Password link
Step 2- Click I forgot my username link shown here
Step 3- Enter your online banking email, then click Send
You receive your username via email after the system validates your email address.
HOW TO ENROLL
For anyone to enroll for online banking in Spencer Savings Bank, he or she must have an account in the bank. here are the enrollment steps:
Step 1- In the homepage, please click the Online Account Access tab and click the Register link shown below
Step 2- Fill in requested information in the Secure Sign Up form, then click Complete Sign Up
The online banking system will approve your online banking credentials after validating your account details.
MANAGE SPENCER SAVINGS BANK ONLINE ACCOUNT
Here are Spencer Savings Bank’s Online & Bill Pay features that allow you:
- Check account balances and history
- Transfer funds
- Set up alerts
- Freely pay unlimited bills
- Access payment history
- Manage all bills
- Sign up for paperless monthly eStatements
- Access popmoney
- Make external transfers
Federal Holiday Schedule for 2025 & 2026
These are the federal holidays of which the Federal Reserve Bank is closed.
Spencer Savings Bank and other financial institutes are closed on the same holidays.
| Holiday | 2025 | 2026 |
|---|---|---|
| New Year's Day | January 2 | January 1 |
| Martin Luther King Day | January 20 | January 19 |
| Presidents Day | February 17 | February 16 |
| Memorial Day | May 26 | May 25 |
| Juneteenth Independence Day | June 19 | June 19 |
| Independence Day | July 4 | July 3 |
| Labor Day | September 1 | September 7 |
| Columbus Day | October 13 | October 12 |
| Veterans Day | November 11 | November 11 |
| Thanksgiving Day | November 27 | November 26 |
| Christmas Day | December 25 | December 25 |
