Spencer Savings Bank Online Banking Login

Spencer Savings Bank is a full service community bank with headquarters in Elmwood Park, NJ.  The bank was founded in 1893 as Saddle River Township Building and Loan Association. Spencer Savings Bank history and values are rooted to the values of neighborhoods in Northern New Jersey.

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Technology allows you secure access to your account information anytime, anywhere through Spencer Savings Bank’s Online Banking service. Online Banking provides the flexibility of paying your bills online, accessing account details and much more. The following guide will assist personal account holders in Spencer Savings Bank access online banking service.


Online banking users in Spencer Savings Bank can access the service after providing their login credentials. To log in, follow the guide below:

Step 1- Open this link https://www.spencersavings.com/ in your browser to access Spencer Savings Bank website

Step 2- In the homepage, please click the Online Account Access tab and provide your User ID and Password in the shown field, then click Log In


The system will grant you access after validating your login credentials.


Online banking customers in  Spencer Savings Bank can recover their login credentials through the the following steps:

Reset Password

Step 1-  Click the Forgot Password link shown below


Step 2- Please enter your online banking phone number and Username in the shown fields, then click Send me a new password


The online banking system will allow you reset your password after validating your credentials.

Recover Username

Step 1- Click the shown Forgot Password link


Step 2- Click I forgot my username link shown here


Step 3- Enter your online banking email, then click Send


You receive your username via email after the system validates your email address.


For anyone to enroll for online banking in Spencer Savings Bank, he or she must have an account in the bank. here are the enrollment steps:

Step 1- In the homepage, please click the Online Account Access tab and click the Register link shown below


Step 2- Fill in requested information in the Secure Sign Up form, then click Complete Sign Up


The online banking system will approve your online banking credentials after validating your account details.


Here are Spencer Savings Bank’s Online & Bill Pay features that allow you:

  • Check account balances and history
  • Transfer funds
  • Set up alerts
  • Freely pay unlimited bills
  • Access payment history
  • Manage all bills
  • Sign up for paperless monthly eStatements
  • Access popmoney
  • Make external transfers

Holiday Schedule for 2019 & 2020

These are the federal holidays of which the Federal Reserve Bank is closed.
Spencer Savings Bank and other financial institutes are closed on the same holidays.

Holiday 2019 2020
New Year's Day January 1 January 1
Martin Luther King Day January 21 January 20
Presidents Day February 18 February 17
Memorial Day May 27 May 25
Independence Day July 4 July 4
Labor Day September 2 September 7
Columbus Day October 14 October 12
Veterans Day November 11 November 11
Thanksgiving Day November 28 November 26
Christmas Day December 25 December 25

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