St. Charles Bank & Trust Online Banking Login

St. Charles Bank & Trust was founded in 1987. Initially called Hinsbrook Bank And Trust (Saint Charles, IL), St. Charles Bank & Trust Company changed its name to St. Charles Bank & Trust Company in 2006. It has outlets in Elgin and Geneva, Illinois. Currently, St. Charles Bank & Trust Company functions as a subsidiary of Wintrust Financial Corporation.

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St. Charles Bank & Trust Online Banking is designed to help you track and manage finances from the convenience and comfort of your office or home. The guide here is meant to show you how to login, reset forgotten password and enroll for online banking service at the institution. Moreover, the guide will give you a brief overview of available online services.


To login into your St. Charles Bank & Trust online account, the system demands your enter valid online banking credentials. The guide below will help you log in via your PC:

Step 1-  On the PC browser, click or enter to open St. Charles Bank & Trust website

Step 2- In the homepage, click the Personal Online Banking button shown here


Step 3- Enter your User ID, then click Continue


Step 4- Click the ‘Continue with Security Code’ button to proceed and get one-time security code


Step 5- Choose the how to receive the code either by phone call or text message, then click Continue


Once verified, you will access your online account


Having trouble recalling your online account password or User ID? Please feel free to contact the bank at 866-792-2099 for help


Account holders at the institution are eligible to enroll for St. Charles Bank & Trust’s online account.

Step 1- Follow the first two steps in the login section above

Step 2- Click the Sign up link shown here


Step 3- Choose your account type and check the shown checkbox to accept the terms of service, then click Continue


Step 4- Now, fill in the Online Banking Enrollment form, then click Continue


After verification, please continue to complete your enrollment process


Online Banking clients at St. Charles Bank & Trust can:

  • View real-time account information and balances
  • Transfer funds between accounts
  • Set up Account Alerts
  • Pay bills online
  • View account eStatements

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
St. Charles Bank & Trust and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

1 comment

  1. Anonymous

    your information to on line banking is the worst. tried to login into get my st charles bank account only to be directed to everything else . Will be leaving your bank!


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