State Bank of the Lakes Online Banking Login

State Bank of The Lakes was initially referred to as State Bank of Antioch before it changed its name to State Bank of The Lakes in 1993. The bank was established in 1926 and has its headquarter in Antioch, Illinois.

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State Bank of the Lakes’ Online Banking service help customers track and control their finances from the comfort of their home or office. Online banking is designed to save users time and money, since it allows them access to their bank accounts through the Internet. With online banking you can look up current balances, make transfer of funds between accounts among others. Online banking is safe and secure. The following guide will assist personal account holders in the bank access online banking.


Any online banking user in State Bank of the Lakes must provide login credentials prior to accessing the service. If you have your login credentials, please follow these easy steps to login

Step 1-  To open State Bank of the Lakes’ website, click this link in your web browser

Step 2- In homepage, click PERSONAL ONLINE BANKING button shown here

Step 3- Please provide your User ID in the highlighted field, then click Continue

Step 4- Click Continue with Security Code to proceed with a one-time security code

Step 5- Choose how you want to receive the code either through a phone call or text message, then click Continue

After receiving the one-time security code, please provide it to proceed to the password-entry page.


If you happen to forget your online banking credentials, please call the bank at 1-888-249-7563 to request for assistance regaining access to the online platform.


As a personal account holder in State Bank of the Lakes, you are able to enroll for online banking service through the following steps:

Step 1- In homepage, click PERSONAL ONLINE BANKING button shown here

Step 2- Click the Sign up link shown below

Step 3- Choose your account type, review and accept Online Banking and Bill Payment Agreement and Disclosure by clicking the shown checkbox, then click Continue

Step 4- Fill in your details in the Online Banking Enrollment form, then click Continue

The system will allow you proceed after validating your account details.


Online Banking provides the following services:

  • Access to real-time account balances and information
  • Ability to create user reports based on transaction categories
  • Stop Payment
  • Make money transfers
  • Receive bill pay alerts

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
State Bank of the Lakes and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25


  1. Lois Meute

    Need form to fill out to get into my account

  2. Lois J Meute

    How do I get the form to sign in to my checking account?


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