Sterling Federal Bank Online Banking Login

Sterling Federal Bank has been serving families in Northwest Illinois since 1885.  Today, following a rich history and change of name, Sterling Federal Bank is a $475 million institution operating in 10 locations. The bank has its headquarter in Sterling, Illinois.

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Sterling Federal Bank’s Online Banking service allows users access their bank accounts anytime, anywhere. With online banking you have the freedom to bank 24/7 from the comfort of home or office provided your PC or mobile device has access to the internet. The following guide will help personal account holders in the bank access online banking service.


Online banking users in Sterling Federal Bank can only access the service after providing their online banking credentials. to login, follow these steps:

Step 1- Click this link to access Sterling Federal Bank’s website

Step 2- In homepage, please enter your Access ID and Password, then click Login

If your login credentials are valid, you will access your online banking account.


Individuals who are unable to recall their online banking password can reset it through the steps outlined below:

Step 1- In homepage, click Forgot Password?  link

Step 2- Please provide your Username, Last 4 digits of Social Security number and Email Address, then click Reset Password

If the information provided match records in the Online Banking system, you will receive a temporary password via your online banking email address and will only be valid for 30 minutes. In case you fail to get your temporary password in five minutes, call Customer Service at 815-626-0614.


If you have a personal account in Sterling Federal Bank, please follow the steps shown below to enroll for online banking service:

Step 1- In homepage, click Register Now link

Step 2- Please provide the information requested in the Enroll form, then click enroll

The system after validating your enrollment information in the next business day, the bank will mail your temporary Username and email your temporary Password. Both of these will be needed  to complete your first login to Online Banking. In your initial login you will be given a chance to change your Username and Password.


Here are the bank’s Online Banking features:

  • View images of cleared checks
  • Check account balances and transaction history
  • View eStatements for your accounts
  • Transfer funds between your Sterling Federal Bank accounts
  • Set up balance alerts and check cleared notifications
  • Pay bills online

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Sterling Federal Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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