UNICO Bank Online Banking Login

Unico Bank was chartered in 1901 as Irondale Bank of Irondale. Now, the bank has 10 locations in Southeast Missouri and Northeast Arkansas to serve its customer banking needs. Its head office is in Missouri.

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Unico Bank’s Online Banking is a secure and convenient way to access account balances, transfer money, review account history, request stop payments, view certificates of deposit, loan information, loan payments and check ordering among others. You can sign in anytime from home, work, even when you’re travelling. The only thing you need is access to the internet to enjoy the secure banking service 24/7. The aim of the following guide is to help personal account holders access online banking service.


To access your accounts online, you must provide your online banking credentials. To log in, follow the steps outlined below:

Step 1-  Open this link http://www.unicobank.com/ to access Unico Bank website

Step 2- In homepage, click the Unico Bank Login to Internet Banking link to access the login page

Step 3- Please enter your User ID, then click Continue 

Step 4- Answer your security question, then click Submit 

The system after validating your login credentials will allow you access your account after providing your password.


If you are not able to remember your online banking credentials, please visit the nearest bank branch to request your online banking credentials. For more details, please call the bank at 573-438-5421


If you have a personal account at Unico Bank, you can register for online banking service through the steps outlined below:

Step 1- In the login page, click New Enrollment – Personal begin the enrollment

Step 2- Review the online banking agreement, then click I Agree to proceed

Step 3- Provide the requested details, then click Submit 

If the system approves your account details, you will be able to set your online banking account.


Internet Banking gives you the following service:

  • Access Checking/Savings Information and Account History
  • Search Account Transaction
  • Request Transfer of Funds Between Deposit Accounts
  • Download Transactions to Quicken & QuickBooks
  • Make Check Reordering Request
  • Access Certificate of Deposit Information
  • Access Loan Information
  • Make Loan Payment Request
  • Pay Bills online

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
UNICO Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25


  1. Victor M. Fleming

    I can’t log into my online account and transfer money! Lu’s my account is locked of not slotting me my balance!

  2. Victor M. Fleming

    Can’t long into my banking online?


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