United Cumberland Bank was initially known as Bank of McCreary County before it changed the name to United Cumberland Bank in 2014. The company was established in 1906 and headquartered in Whitley City, Kentucky with locations in Whitley City and Pine Knot, Kentucky; and Oneida, Huntsville, and Jacksboro, Tennessee.
- Branch / ATM Locator
- Website: https://www.unitedcumberland.com/
- Routing Number: 042105785
- Swift Code: Not Available
- Mobile App: Android | iPhone
- Telephone Number: 606-376-5031
- Headquartered In: Kentucky
- Founded: 1906 (119 years ago)
-
Bank's Rating:
(7 votes, average: 4.00 out of 5)
Loading...
With online banking service at United Cumberland Bank, you can gain instant access to your accounts anytime, anywhere! With online banking, you can view your account summary, see cleared checks or deposits made, transfer funds between accounts, and much more! Plus, pay your bills safely and quickly with a bill pay feature that also lets you create reports and categorize your payments for easy expense tracking. The guide below will help personal account holders in United Cumberland Bank access online banking service.
HOW TO LOGIN
As a United Cumberland Bank customer, consider the steps below to access your online banking accounts:
Step 1- Access United Cumberland Bank website through this link https://www.unitedcumberland.com/
Step 2- In the homepage, choose Personal account type in the online banking section
Step 3- Enter your username and Password, then click Go
The bank after approving your login credentials, you will access your online account.
FORGOTTEN PASSWORD/ LOGIN ID?
In case you have forgotten your password, you can only regain access to your online banking account by answering the security question relating to your account or by visiting United Cumberland Bank branch. This is made to protect the customer’s identity and related information from internet frauds. For inquiries, please contact the customer care at 606-376-5031.
HOW TO ENROLL
Account holders in United Cumberland Bank can enrol for online banking, online. Below are the enrollment steps:
Step 1- In the homepage, click New user link in the Online banking section
Step 2- Click Online banking link in the Online Banking section
Step 3- To sign up today for the timesaving service, click Enroll Now
Step 4- Fill in the requested details in the enroll form, then click Enroll
After the system validates your account details, you will be able to proceed with enrollment.
MANAGE UNITED CUMBERLAND BANK ONLINE ACCOUNT
United Cumberland Bank online banking platform allows customers to enjoy:
- Checking account balances in real time
- Transferring funds between your accounts
- Making loan payments
- Viewing transaction history
- Viewing check images
- Track your expenses
- Request a stop payment at a discounted fee
- Help protect your identity
- Send Money to Friends and Family through their email or cell phone number.
- Same Day/Next Day Payments for a small fee.
Federal Holiday Schedule for 2025 & 2026
These are the federal holidays of which the Federal Reserve Bank is closed.
United Cumberland Bank and other financial institutes are closed on the same holidays.
| Holiday | 2025 | 2026 |
|---|---|---|
| New Year's Day | January 2 | January 1 |
| Martin Luther King Day | January 20 | January 19 |
| Presidents Day | February 17 | February 16 |
| Memorial Day | May 26 | May 25 |
| Juneteenth Independence Day | June 19 | June 19 |
| Independence Day | July 4 | July 3 |
| Labor Day | September 1 | September 7 |
| Columbus Day | October 13 | October 12 |
| Veterans Day | November 11 | November 11 |
| Thanksgiving Day | November 27 | November 26 |
| Christmas Day | December 25 | December 25 |
Coustmore service contact asap
I forgot my password
I forgot both username and password
will not log in – keeps looping to login screen
I was able to log into my account this AM to check balances however when I attempted to log out I was unable to do so. Are there issues with online banking?