United Cumberland Bank Online Banking Login

United Cumberland Bank was initially known as Bank of McCreary County before it changed the name to United Cumberland Bank in 2014. The company was established in 1906 and headquartered in Whitley City, Kentucky with locations in Whitley City and Pine Knot, Kentucky; and Oneida, Huntsville, and Jacksboro, Tennessee.

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With online banking service at United Cumberland Bank, you can gain instant access to your accounts anytime, anywhere! With online banking, you can view your account summary, see cleared checks or deposits made, transfer funds between accounts, and much more! Plus, pay your bills safely and quickly with a bill pay feature that also lets you create reports and categorize your payments for easy expense tracking. The guide below will help personal account holders in United Cumberland Bank access online banking service.


As a United Cumberland Bank customer, consider the steps below to access your online banking accounts:

Step 1- Access United Cumberland Bank website through this link https://www.unitedcumberland.com/

Step 2- In the homepage, choose Personal account type in the online banking section

Step 3- Enter your username and Password, then click Go 

The bank after approving your login credentials, you will access your online account.


In case you have forgotten your password, you can only regain access to your online banking account by answering the security question relating to your account or by visiting United Cumberland Bank branch. This is made to protect the customer’s identity and related information from internet frauds. For inquiries, please contact the customer care at 606-376-5031.


Account holders in United Cumberland Bank can enrol for online banking, online. Below are the enrollment steps:

Step 1- In the homepage, click New user link in the Online banking section

Step 2- Click Online banking link in the Online Banking section

Step 3- To sign up today for the timesaving service, click Enroll Now 

Step 4- Fill in the requested details in the enroll form, then click Enroll 

After the system validates your account details, you will be able to proceed with enrollment.


United Cumberland Bank online banking platform allows customers to enjoy:

  • Checking account balances in real time
  • Transferring funds between your accounts
  • Making loan payments
  • Viewing transaction history
  • Viewing check images
  • Track your expenses
  • Request a stop payment at a discounted fee
  • Help protect your identity
  • Send Money to Friends and Family through their email or cell phone number.
  • Same Day/Next Day Payments for a small fee.

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
United Cumberland Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25


  1. Anonymous

    Coustmore service contact asap

  2. Dewayne blackstock

    I forgot my password

  3. Brandon Thomas

    I forgot both username and password

  4. paul thresher

    will not log in – keeps looping to login screen

  5. David Owens

    I was able to log into my account this AM to check balances however when I attempted to log out I was unable to do so. Are there issues with online banking?


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