In 2007, Waterford Bank was opened to the public with one of the largest initial capital bases of any community bank in Ohio. Its headquarter is in Toledo, Ohio.
- Branch / ATM Locator
- Website: https://www.waterfordbankna.com/
- Routing Number: 041215854
- Swift Code: Not Available
- Mobile App: Android | iPhone
- Telephone Number: 855-769-9090
- Headquartered In: Ohio
- Founded: 2007 (18 years ago)
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Bank's Rating:
(6 votes, average: 3.17 out of 5)
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Now customers in Waterford Bank have 24-hour access to real-time account information from the convenience of home or office personal computer. Waterford Bank’s online banking is secure, convenient and easy to use than ever. Through this service, individual customers can monitor checking and savings accounts and transaction history among others. Customers in Waterford Bank save time and money through the various services offered by online banking. The following guide will take you through the enrollment, login and password-reset steps for individual online banking customers, online.
HOW TO LOG IN
If you have your personal online banking credentials ready, please follow these steps to log in:
Step 1- First, to access Waterford Bank website, click here https://www.waterfordbankna.com/
Step 2- In the homepage, enter your username in the Personal Banking section, then click Log In
Step 3- Please enter your password in the shown field, then click Submit to be logged in
The bank after approving your credentials, it will grant you access to your online banking account.
FORGOTTEN PASSWORD/ LOGIN ID?
If you can’t recall your Personal Online Banking password, please follow these steps to reset it:
Step 1- Follow the first two steps in the How To Login section, above
Step 2- Click on the I forgot my password link shown below
Step 3- Please enter your Access ID, Last 4 Digits of Tax ID Number and Email Address, then click Submit
You will receive your password via email.
HOW TO ENROLL
To enroll for your Personal Online Banking account, please follow these steps provided you have an account in Waterford Bank:
Step 1- In the homepage, click the First Time Log In link in the Personal Banking section shown here
Step 2- Please fill in all required fields. Then click Submit. Note: The Personal Identification Number is the last four digits of your Social Security Number
The bank will validate the information you provided before you can be allowed to proceed with the enrollment process.
MANAGE WATERFORD BANK ONLINE ACCOUNT
Waterford Bank through its Online Banking service, it allows you to:
- Monitor your accounts
- View transaction history
- Transfer money between accounts
- Track your spending habits
- Export history to financial software
- Pay bills online
Federal Holiday Schedule for 2025 & 2026
These are the federal holidays of which the Federal Reserve Bank is closed.
Waterford Bank and other financial institutes are closed on the same holidays.
| Holiday | 2025 | 2026 |
|---|---|---|
| New Year's Day | January 2 | January 1 |
| Martin Luther King Day | January 20 | January 19 |
| Presidents Day | February 17 | February 16 |
| Memorial Day | May 26 | May 25 |
| Juneteenth Independence Day | June 19 | June 19 |
| Independence Day | July 4 | July 3 |
| Labor Day | September 1 | September 7 |
| Columbus Day | October 13 | October 12 |
| Veterans Day | November 11 | November 11 |
| Thanksgiving Day | November 27 | November 26 |
| Christmas Day | December 25 | December 25 |
