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Waterford Bank Online Banking Login

In 2007, Waterford Bank was opened to the public with one of the largest initial capital bases of any community bank in Ohio. Its headquarter is in Toledo, Ohio.

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Now customers in Waterford Bank have 24-hour access to real-time account information from the convenience of home or office personal computer. Waterford Bank’s online banking is secure, convenient and easy to use than ever. Through this service, individual customers can monitor checking and savings accounts and transaction history among others. Customers in Waterford Bank save time and money through the various services offered by online banking. The following guide will take you through the enrollment, login and password-reset steps for individual online banking customers, online.


If you have your personal online banking credentials ready, please follow these steps to log in:

Step 1- First, to access Waterford Bank website, click here

Step 2- In the homepage, enter your username in the Personal Banking section, then click Log In


Step 3- Please enter your password in the shown field, then click Submit to be logged in


The bank after approving your credentials, it will grant you access to your online banking account.


If you can’t recall your Personal Online Banking password, please follow these steps to reset it:

Step 1- Follow the first two steps in the How To Login section, above

Step 2- Click on the I forgot my password link shown below


Step 3- Please enter your Access ID, Last 4 Digits of Tax ID Number and Email Address, then click Submit


You will receive your password via email.


To enroll for your Personal Online Banking account, please follow these steps provided you have an account in  Waterford Bank:

Step 1- In the homepage, click the First Time Log In link in the Personal Banking section shown here


Step 2- Please fill in all required fields. Then click Submit. Note: The Personal Identification Number is the last four digits of your Social Security Number


The bank will validate the information you provided before you can be allowed to proceed with the enrollment process.


Waterford Bank through its Online Banking service, it allows you to:

  • Monitor your accounts
  • View transaction history
  • Transfer money between accounts
  • Track your spending habits
  • Export history to financial software
  • Pay bills online

Holiday Schedule for 2020 & 2021

These are the federal holidays of which the Federal Reserve Bank is closed.
Waterford Bank and other financial institutes are closed on the same holidays.

Holiday 2020 2021
New Year's Day January 1 January 1
Martin Luther King Day January 20 January 18
Presidents Day February 17 February 15
Memorial Day May 25 May 31
Independence Day July 4 July 4
Labor Day September 7 September 6
Columbus Day October 12 October 11
Veterans Day November 11 November 11
Thanksgiving Day November 26 November 25
Christmas Day December 25 December 25

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