Watertown Savings Bank Online Banking Login

Watertown Savings bank offers personal banking, business banking and other financial services like investing, insurance, planning for retirement and small business retirement.

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Watertown Savings Bank has an easy to use website that enables their customers to make payments, check their transaction history and balances and transfer money between accounts. The Bank’s internet banking services are free and customers can confidently login into their accounts from the comfort of their homes. In this step-by-step post, we will walk you through the process of creating an online account, resetting your password and enrolling for the online services

How to login

In order to login, you must have created an account with the company before. With an easy to use platform, it is very easy to login into your account. Here are the steps you need follow to successfully login:

Step 1-Open https://www.watertownsavings.com/  in your web browser

Step 2-There are two sections (personal and business). Enter access code for the account you want to login and click ‘GO’

step 2

Step 3-Enter your password

step 3

If the password you have used is correct, you will be able to login into your online account

How to reset your password

Changing your Watertown Bank online account password is easy. All you need is a computer and internet connection and your login ID, of course. Here are the steps you need to follow:

Step 1-Go to the Homepage and follow the first three steps

Step 2-Click ‘forgot your password?’

password 1



Step 3-Enter your access ID, last 4 digits of Tax ID number and email address and click ‘submit’

password 2

How to enroll

It all starts with enrolling/creating a free account with the Bank. If you want a personal banking account or business banking account, you will need to create it. Here are the steps you need to follow:

Step 1-Start over on the homepage and choose the account you want to open (checking, savings, personal loan, mortgage or home equity)



enroll 1

Step 2– Read the information in the page and click ‘continue’

enroll 2

Step 3-Enter your Massachusetts ZIP code and enter your promotion code and click ‘continue’

enroll 3

Manage your Watertown Savings bank online account

Here are the benefits of having an online account with the Bank:

  • Check your account balance and transaction history
  • Transfer money between accounts
  • Apply for mortgage online
  • 24/7 access to your online account

Holiday Schedule for 2019 & 2020

These are the federal holidays of which the Federal Reserve Bank is closed.
Watertown Savings Bank and other financial institutes are closed on the same holidays.

Holiday 2019 2020
New Year's Day January 1 January 1
Martin Luther King Day January 21 January 20
Presidents Day February 18 February 17
Memorial Day May 27 May 25
Independence Day July 4 July 4
Labor Day September 2 September 7
Columbus Day October 14 October 12
Veterans Day November 11 November 11
Thanksgiving Day November 28 November 26
Christmas Day December 25 December 25

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