Discover Bank Routing Numbers & Wire Transfer

    Discover Bank is one of the leading direct bank and online payment services companies in the US. The bank issues a wide range of banking products such as personal, student, and savings accounts as well as credit cards. The bank operates PULSE and Discover Network one of the largest ATM/debt network serving millions of merchants.

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ROUTING NUMBERS

For a banking institution to make an automated transfer or wire transfer in the United States, it is required to provide a routing number. Routing Number is a nine-digit number which acts as a unique identity of the bank.

Discover Bank Routing Number is 031100649.

WHERE TO FIND ON A CHECK

Discover Bank routing number can easily be found on a bank check leaflet.

In the sample check image below, the routing number is highlighted in the bottom left section of the Discover Bank check.

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HOW TO WIRE MONEY

Wire transfer provides the quickest and most convenient method to transfer funds to your Discover Bank account. The transfer can either be domestic or international.

In Discover Bank. domestic wire transfers are facilitated through Routing Numbers while international wire transfers are facilitated by Swift Codes.

The whole wire transfer process can be done online or through any Local Branch.

Domestic Wire Transfer

Domestic wire transfers in Discover Bank normally take up to 24 hours to be completed.

To receive domestic wire transfers, you are required to provide the following details to the sending financial institution in order to initiate the transfer.

  • Bank Name – Discover Bank
  • Routing Number – 031100649
  • Address of Bank – Salt Lake City, Utah 84130
  • Beneficiary’s Name – Your name as it appears on your statement
  • Beneficiary’s Account Number – Your full Discover Bank account number

International Wire Transfer

Discover Bank does not have a Swift Code. This fact does not limit you from receiving funds through international wire transfer. To receive an international wire transfer, you will need to provide details of an intermediary bank in the US. The intermediary bank will then forward the funds to your account in Discover Bank.

The intermediary bank will require the details below:



  • Bank Name – Discover Bank
  • Routing Number – 031100649
  • Address of Bank – Salt Lake City, Utah 84130
  • Beneficiary’s Name – Your name as it appears on your statement
  • Beneficiary’s Account Number – Your full Discover Bank account number

Wire Transfer Fees for Discover Bank

Discover Bank wire transfers attract different fee charges depending on their nature.

Below is a breakdown of the fee charges.

International Wire Transfers – $0 for each incoming transaction in US Dollars and $20 plus intermediary bank fees for other foreign currencies and $30 for each outgoing transaction plus intermediary bank fees

Domestic Wire Transfers – $0 for each incoming transaction and $30 for each outgoing transaction.



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