F&M Bank Routing Numbers & Wire Transfer

    F&M Bank has been in operations since 1909.  The bank has been improving its service and expanding its products to meet needs of customers ranging from families to small businesses in North Carolina.

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ROUTING NUMBERS

To make or receive wire transfers in the US, a routing number is used to identify the recipient financial institution.

F&M Bank routing number is 053103640.

WHERE TO FIND ON A CHECK

Your F&M Bank routing number can be found on your check.

The sample check image below shows you where to find your bank routing number at the bottom of the check.

HOW TO WIRE MONEY

A wire transfer is the most convenient way to move funds between F&M account and other bank accounts.

F&M Bank allows accounts holders to use it for both domestic and international transactions in which no cash or check exchange is involved.

The account balance is debited electronically, and the funds are transferred to another account in real time.

Banking institutions in the US use routing numbers to make or receive domestic wire transfers and swift code to receive international incoming wire transfers.

Normally, financial institutions impose a processing fee for incoming and outgoing wire transfers.

Domestic Wire Transfers

F&M Bank customers can receive domestic wire transfers into their accounts. For this to happen, they must provide the sending financial institution or individual with the following information:

  • Bank Name –  F&M Bank
  • Routing Number – 053103640
  • Address of Bank – 138 N. Salisbury Ave. Granite Quarry, NC 28072
  • Beneficiary’s Name – Your name
  • Beneficiary’s Account Number – Your F&M Bank account number

International Wire Transfers

F&M Bank is not a member of the swift network. Thus, international wire transfers must come through an intermediary in the US. The intermediary will then forward the funds to your F&M Bank account through the following domestic wire transfer details:



  • Bank Name –  F&M Bank
  • Routing Number – 053103640
  • Address of Bank – 138 N. Salisbury Ave. Granite Quarry, NC 28072
  • Beneficiary’s Name – Your name
  • Beneficiary’s Account Number – Your F&M Bank account number

Wire Transfer Fees for F&M Bank

F&M Bank imposes a processing fee for outgoing and incoming International and Domestic Wire Transfers. For more information on the fees, please call customer care center at 704-279-7291 during business hours.

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