F&M Bank Online Banking Login

F&M Bank has been in operations since 1909.  The bank has been improving its service and expanding its products to meet needs of customers ranging from families to small businesses in North Carolina.

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You can save time and money through the use of Online Banking from F&M Bank to manage your finances. The service is available 24/7, provided you have Internet connection, which ensures you have F&M Bank on your fingertips. Moreover, since the platform secures your account, you are safe carrying out your banking transactions.The guide below illustrates the steps taken by F&M Bank customers to login, reset forgotten password and enroll in online banking.


For you to access your online banking account, please follow these steps:

Step 1- First, access F&M Bank website through this link http://www.fmbnc.com/

Step 2- In the homepage, click on the Online Banking Login link shown here


Step 3- Please enter your F&M Access ID in the shown field, then click Submit


Step 4- Verify the Personal Identification Image and enter your F&M Password in the shown field, then click the Submit button


You will access your account after the bank approves your login credentials.


If you are unable to remember your online banking password, please consider these steps to reset it:

Step 1- Follow the first three steps in the How To Login section above

Step 2- Click on the Reset Password link shown here


Step 3- Please enter your F&M Access ID, E-mail Address in the bank records and E-mail Subject, then click Continue


You will receive directions on how to reset your password via email. Follow the given directions to reset your password.


F&M Bank customers are able to enroll in online banking if they wish through these easy steps:

Step 1- In the homepage, click on the Online Banking Login link shown here


Step 2- Click on the Enroll link shown below to begin the enrollment process


Step 3- Please review the F&M ACCESS ONLINE ENROLLMENT AGREEMENT , then click the I Agree button


Step 4- Enter your SSN, Account number, Email  address in the bank records and Date of birth, then click the Continue button


After your application is accepted, you will be requested to confirm your identity via confirmation a link you will receive in your email address. 


Online Banking in F&M Bank enables you access these great services:

  • View and manage all your accounts
  • Download your account information to preferred accounting software programs
  • Transfer money between F&M Bank accounts
  • View and print check images
  • Customize your account names
  • Configure custom alerts

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
F&M Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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