Independent Bank Routing Numbers & Wire Transfer

ROUTING NUMBERS

To receive wire transfers in your account, a routing number is needed to identify your bank in the US.

The Independent Bank routing number is 072402652.

WHERE TO FIND ON A CHECK

You can easily locate your Independent Bank’s routing number in your check.

The sample check image below will help you locate your routing number from the check.

HOW TO WIRE MONEY

Using Independent Bank wire transfer to receive funds in your account offers you a very quick and convenient way.

Independent Bank allows you receive Domestic and International wire transfers.

Independent Bank is not a member of the SWIFT network hence the sending financial institution must use an intermediary bank in the US.

Wire transfer is initiated once the sending institution receives your Independent Bank account details.

Domestic Wire

Domestic wire transfers tend to clear within 24 hours.

To receive funds from other financial institutions in the US, you must provide your bank account details to the sending financial institution.

• Bank Name – Independent Bank
• Routing Number – 072402652
• Address of Bank – Ionia, Michigan
• Beneficiary’s Name – Your name
• Beneficiary’s Account Number – Your Full Account number

International Wire

If you have an Independent Bank account, you can receive international wire transfers after providing your account information to the sender.

Since the bank doesn’t have a SWIFT code, contact Customer Care at 888-300-3193 or 800-355-0641 to request  the following intermediary bank details for international wire transfers.

• Wire To –
• Swift Code –
• Address –

After receiving the above details, incorporate the following details and submit to the sender.

• Beneficiary Bank Name – Independent Bank
• Routing Number – 072402652
• Address of Bank – Ionia, Michigan
• Customer’s Name – Your name
• Customer’s Account Number – Your full Bank account number

Wire Transfer Fees for Independent Bank

Independent Bank wire transfer fees vary depending on the type of the transaction.

See detailed fee breakdown.

International Wire Transfers – $12 for each incoming transaction and $60 for each outgoing transaction.

Domestic Wire Transfers – $12 for each incoming transaction and $25 for each outgoing transaction.

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